Iqiniso ezihlala nezinzuzo zezenhlalo eRussia akunakwenzeka, wonke umuntu uyazi. Kodwa kungani hhayi siwasebenzise ngokunenzuzo amalungelo abo futhi ukukhipha zonke kudingwa wumthetho, izinzuzo kanye izinkokhelo? Ingane nesabelo kuze kube iminyaka engu-18 inqobo ukuba imikhaya ehola kancane. Ukuze uthole isimo esinjalo kumele babe engenayo emndenini ayeqi kwezinkambiso we ubuncane ukudla.
Ukuze ubeke ukukhokhelwa isikhulile?
Ukuze uthole i-nyangazonke ingane ngesibonelelo, udinga ukufaka isicelo egatsheni esifundeni zikamazisi. Okubalulekile! Awukwazi ukuya yimuphi igatsha, kodwa kuphela eyodwa lapho ikheli sokuhlala of omunye wabazali. Allowance iminyaka engu-18 kumele bathole izingane kusukela imikhaya ehola kancane, omama abangabodwa, izingane ezempi futhi kulabo abanabazali yicala yokubalekela ukukhokha nesondlo. Kukhona futhi ezinye zezinzuzo izingane nabazali abakhubazekile, ukukhokhwa kwemihlomulo asalelwe kwenzeka ngemva kokushona komzali wakho. Zonke izimali zidluliselwa ku-akhawunti yasebhange eboniswe ngumfakisicelo (noma amaphepha entengiso). Ngaphezu izinzuzo imali, kukhona izinzuzo zomphakathi ngoba imikhaya ehola kancane: ukuhlinzekwa izindawo izinkulisa kanye nezikole, aphumula ngosuku lwayo izimo ezikhethekile kanye nokwelashwa e sanatoria kanye zokungcebeleka impilo.
Ingane nesabelo iminyaka engu-18: yini lemali?
Ukwakheka usayizi izinkokhelo kuthonywa izici lesifunda. Ngokwesibonelo, okungenani enhlokodolobha - ruble 700 ngenyanga ilunga lomndeni ongazange attained yobudala ngamunye.
Indlela angabonelela izingane kuze iminyaka engu-18?
Ukuze bathole inhlawulo nyangazonke, kubalulekile ukulungiselela eziningi imibhalo. Udinga okwangempela futhi amakhophi ipasipoti lomzali (noma umlondolozi), udonsa izinzuzo, kanye nesitifiketi sokuzalwa (noma ipasipoti) kwazo zonke izingane ezincane ekhaya. isitifiketi Edingekayo Ukwakheka umndeni (yenziwa lapho ebhekisela ezinhlekeleleni ehhovisi iphasipoti, futhi igama elithi lokufaneleka yayo - ngenyanga eyodwa ikhalenda). Futhi uzodinga ubufakazi engenayo (noma kungekho) ngamunye abazali. Lawa: izitifiketi zokuqashwa, sicashunwa amabhuku ukubeletha noma usizo Pension Fund. Uma omunye wabazali akusebenzi, kodwa bafundile, kuyadingeka ukuze uthumele isitifiketi esikoleni noma Employment Centre.
Uma ingane bazuze kuze kufinyelele eminyakeni ewu-18 esabelwa osindile noma umzali uma ukugwema ka ukondla obushade naye emuva kwesehlukaniso izinkokhelo, uzodinga kunike bufakazi bekutsi ngemva kokushona komzali wakho (noma isitifiketi enkantolo). omama abangabodwa futhi udinga ukuqinisekisa isimo sabo isitifiketi ehambisana. Ukuze izinkokhelo ingane ekhubazekile (noma utheleleke nge-HIV) ukunikeza imibhalo wezokwelapha ofanele. Uma umndeni abanokukhubazeka ungomunye nje kuphela noma bobabili abazali, kodwa ingane (ren), uzodinga isitifiketi noma sicashunwa umlando wezokwelapha.
Ngezinye imibhalo yokubhalisa ungakhohlwa ukuthi nesabelo ingane ikhokhelwa kuze kufinyelele eminyakeni ewu-18 kuphela uma ingane umfundi yisiphi isikhungo semfundo. Uma ingane ngokungabe besafunda, lo izinkokhelo kuphele ngosuku efinyelela eminyakeni yobudala engu-16.