Ukuboleka - umqondo futhi ukubaluleka

Ukuthela imisebenzi yezimali kwebhizinisi cishe akunakwenzeka ngaphandle ukubandakanywa dolobha waboleka kuthabathela ecaleni. izimali ezibolekwe ukuze kakhulu ukwandisa kwenkululeko imisebenzi eyinhloko inhlangano, ukusheshisa kumiswa izimali ezidingekayo izimali ukuze unikeze ngolunye engabizi ukusetshenziswa kwezimali eyabo, futhi ekugcineni ukuthuthukisa zezimali kanye nezindleko zezimali ibhizinisi. Ngakho-ke wavula ukuthi umqondo we imali alisetshenziswa evamile kithi yengcebo izikweletu of Central Bank of the Russian Federation, futhi imithombo non-cash, ezihlanganisa ama-akhawunti zamanje kanye nentuthuko kusukela credit izikhungo.

Kahle kahle, isisekelo ibhizinisi kwezomnotho kuyakuba esikhwameni salo, kodwa umkhuba ezweni lwethu lubonisa ukuthi ingxenye enkulu ziyisisekelo sokubolekwayo. Yingakho ukuboleka emakethe - isici esibaluleke kunazo futhi umsebenzi ezezimali nezomnotho ibhizinisi. It ihlose ukufeza umkhiqizo ephezulu.

Ngu definition, imali - is imali wathola isikhathi esithile futhi ibuyiselwe ethile isithakazelo ukusetshenziswa yabo. Kungenzeka loans amabhange nezinye izinhlangano credit, kanye kusuka kuhulumeni, imali abayithole udaba ezikweletini izibambiso (izibopho). Ukugqugquzela ukuboleka ezenziwe ngezindlela eziningana, ayinhloko kokuba ukuxhasa kukahulumeni, ukukhangana wesikweletu imithombo, Isikhwama ukhulisa ngokusebenzisa izibambiso. Cash etholwe ekushayweni futhi kwasendaweni kwamatayitela, ungumthombo oyinhloko utshalomali.

Ukuboleka kungenzeka baneqhaza amafomu alandelayo:

- lwemali kazwelonke;

- lwemali angaphandle;

- ngesimo izimpahla (ukulethwa zokwakha bavumelana ukukhokhelwa ayilibalanga);

- iqashwe (ukusetshenziswa emisebenzini ukukhiqizwa ezimpahleni ezingasuki phansi okungezona ezakho nendaba, ngenkokhelo);

- nezinye izinhlobo (mayelana nokusetshenziswa kwempahla angaphatheki nsuku eziqashisayo, njll).

Ukukhetha ukusebenzisa noma yikuphi izinhlobo zokweboleka imali benziwa ibhizinisi ngokuzimela, esekelwe umongo ibhizinisi ethize, kanye edonsa ilitshe.

Ngokusekelwe osekushiwo, kusobala ukuthi abantu abakweletwayo main amabhizinisi angenza inzuzo kanye nezinhlangano ezingaphansi kwahulumeni amabhange, kanye nezinye izinhlangano ehilelekile Ukukhishwa imali ngenzalo, abathengi kanye nabaphakeli imikhiqizo kanye ezimakethe zamasheya, ayezosebenza njengabaqondisi izibambiso umkhiphi sika.

Kuvele ehilelekile ebalulekile ibhizinisi abolekise izenzo waboleka imali, yanoma yiluphi uhlobo futhi ivolumu abathintekayo basuke anganikwa amafa ayo kwenhlangano. Lokhu kuyiqiniso ikakhulukazi ngokuphathelene izimali abathintekayo Ngokwamanani emali. izimali ezibolekwe aphoqelelwe ukuqinisekisa amafa uketshezi kakhulu.

Esinye isici siphathelene nesivumelwano sokubolekwa esiphakathi umbolekisi kanye umboleki. Iqiniso lokuthi yonke imithwalo yemfanelo ngokuqondene idokhumenti ezihlobene kuphela umboleki - kulondolozwe izinto ezibonakalayo, kokukhokha ngokushesha kwenzalo oyinhloko, njll Owayebolekisile futhi iyaligodla ilungelo kufunwe ukugcwaliseka kwazo zonke izimo yesivumelwano.

Naphezu kwazo zonke lezo amaphutha kanye nobunzima ekuheheni umsebenzi wezimali ezinkampanini leveraged, amazwe ikakhulukazi ekuthuthukiseni, ngeke bakwazi ukwenza ngaphandle kwabo.