Nokusebenza ngamabhange - liwumgogodla ukuthuthukiswa komnotho

yasebhange Commercial - isikhungo credit ne imisebenzi jikelele, okudaliwe Ngokuba edonsa kulandele nokubekwa kwezimali. Ngaphezu kwalokho, amabhange umsebenzi kwenziwe eminye imisebenzi.

Ngemva kokuthola ilayisensi umsebenzi othile yobuchopho yasebhange, ibhange commercial ungase uqale ukusebenza njengoba isikhungo credit, kanye ukwenza uhlobo oluthile imisebenzi, ilungelo ukunikeza ukuthi ilayisensi. Amabhange banqatshelwe ukuba afeze ukukhiqizwa, ukuhweba nemisebenzi umshwalense.

imisebenzi Banking zinezikhathi bemvelo ezimbili. Ngaphezu izikhungo commercial, amabhange ibalulekile tikhungo tetenhlalo. Uma siqala kusukela ingxenye kwezohwebo, amabhange zinesithakazelo ngokuyinhloko kokuthola inzuzo esiphezulu kusukela nemisebenzi yabo, kanye nezikhungo zomphakathi ezingakaze bakhonza ebalulekile ingqalasizinda zezimali kanye nesidingo ukuqinisekisa izimo sokuthuthukisa umnotho wezwe kanye yokuthuthukisa inhlalakahle sabantu. Kusukela imisebenzi amabhange 'ixhomeke yesimo sezomnotho. Ngaphandle wemboni eqinile yasebhange, esebenza ngokungenzi inzuzo, ayikho indlela ukudala i ngempumelelo emakethe indlela.

imisebenzi ngamabhange 'zihlukaniswe yekwentiwa kanye asebenzayo. Futhi tiyasebentisana.

Ngesikhathi enhliziyweni ukuthi imisebenzi yasebhange zihlukaniswe yekwentiwa kanye asebenzayo isimiso kwetinhlavu kanye nokubekwa izinsiza ebhange. Izikweletu yasebhange izinsiza free ukuthi ayatholakala futhi asetshenziselwa imisebenzi asebenzayo. Ukukhishwa nemalimboleko futhi ukuthenga izibambiso, okungukuthi, enifeza imisebenzi asebenzayo amabhange afeze ukuqapha okuqhubekayo yamavolumu nezikweletu, ngokuhlaziya isikhathi izinkokhelo njalo ku idiphozi ubhale izinkinga ezihilelekile.

Njengengxenye nomnotho amabhange, nokulingana masheya, njengoba umthetho, it ithatha ingxenye encane. kwakheka ingxenye yayo enkulu ngokusebenzisa izimali ezibolekwe.

Ukusetshenziswa njengoba ngamabhange bakhangwa nezikweletu:

- ezifakwa ezihlukahlukene izimo;

- izindlela, okuyinto bakhangwa ngokwenza ekushayweni kanye nokusabalalisa ekhishwe izibambiso, okuhlanganisa izibopho, izikweletu, isitifiketi;

- izimali wathola ngaphansi izivumelwano nezinye ebhange, okufaka imali amabhange central angaphandle.

Idiphozithi imisebenzi ka ngamabhange ungomunye amasevisi bendabuko yasebhange, okuyinto bakha ingxenye enkulu yencwadi izikweletu asebhange futhi awumthombo oyinhloko esebenzayo imisebenzi yasebhange.

imisebenzi okusebenzayo kwe amabhange - isinyathelo ukuze akusebenzise izimali yokwenziwa ukuthengwa inzuzo ebhange. Ukusebenza asebenzayo wenziwa nsuku commercial by iphesenti kusengaphambili futhi / noma ikhomishini. Ekusebenziseni imisebenzi asebenzayo of ngamabhange zidlala indima ukuhlaziywa ebalulekile nesimo esingokwezimali umboleki ukuze kutholakale amandla ngoba befuna imbuyiselo kwezimali waboleka futhi isithakazelo ngesikhathi. On izinga imisebenzi asebenzayo incike nenzuzo kanye nokwethenjelwa zezimali ebhange.

Brokerage imisebenzi Sekuyisikhathi eside eduze zithandelana imisebenzi credit bakha ifomu eziyinkimbinkimbi services yasebhange, okuhlanganisa kahle kanye Leasing.

At inhliziyo imisebenzi kahle iyona kabusha kwelungelo ukuqoqa izikweletu ezihlobene nokusetshenziswa eziningi ezenziwa ezimbonini noma kwezohwebo.

Amanga nokusebenza ngamabhange kuyindlela ezithile eside isivumelwano ngoba izimoto, imishini, amasu, lapho ubunikazi isihloko yaqashiswa uhlala ne umqashisi.

Njengoba ubona, ukusebenza ngamabhange zahlukahlukene kakhulu zihloselwe ukunikeza hhayi kuphela nezidingo babambimsuka, futhi kwenyuswe ukuthuthukiswa emakethe futhi umnotho iyonke.