Usizo Olufanelekile Ekutholeni Imali

Esikhathini sethu, lapho izikhulu ezinkulu zikwazi ukuxazulula yonke into, kuvela izimo ezidinga nje usizo ekutholeni isikweletu. Kubonakala sengathi siyazi cishe yonke into mayelana nokubolekisa, kungani sidinga usizo?

Iyini usizo ekubolekeni kwebhizinisi elincane, ubuza? Okokuqala, umdayisi wezikweletu uqhuba ukuqeqeshwa okuphelele ekubolekiseni ngokubheka izifiso zomthengi. Ngesinye isikhathi, ngenxa yosizo lomthengisi, futhi lokhu kwakungikhokhela amaphesenti ayisihlanu kuphela esikweletu, ngakwazi ukuthola imali engu-3 engaphansi kwemalimboleko engaphansi kwemakethe ngezinsuku ezimbalwa nje kuphela, ngicabanga ukuthi zonke izicelo zokuboleka imali engizifakile emagatsheni asebhange , Ngemva kwezinsuku eziyisikhombisa zokulinda zalahlwa. Usizo olufanelekile kulowo mboleko luyokwenza ithuba lokukhipha inzalo efihlekile efihliwe kanye nokukhokha okungekho emthethweni. Ngokuvamile phakathi kwabasebenzi bezinkampani ze-broker kukhona iningi labo abangasiza, isibonelo, ukudala uhlelo lokutshala izimali, uhlelo lwebhizinisi.

Kubalulekile ukuqaphela ukuthi isikweletu se-IP sisezinkathini eziningi amandla okusebenza ngesikhathi esisodwa sokuqala okuhle kakhulu kuwe nokuthi ukuthi uthole imali mboleko ye-ooo. Angifuni ukukuthusa, kepha uma ungenayo imali yokuvula inkampani edolobheni, awukwazi ukuhlala isikhathi eside endaweni enokuncintisana kakhulu lapho wonke umuntu ezama ukubhubhisa inkampani yomunye umuntu.

Namuhla, lapho imali futhi, ngokuvamile, imali enkulu ixazulula yonke into, izimo zivela lapho usizo oludingeka khona ekutholeni isikweletu. Kubonakala sengathi siyazi cishe yonke into mayelana nokuboleka imali, kungani kufanele sixoxe? Umbono ongalungile, owaziwa yiwo wonke iqiniso, ngokuvamile uholela emiphumeleni engenakuqhathaniswa. Ngesinye isikhathi umdayisi wesikolodo wangisiza, futhi namhlanje ngiyambonga ngalowo muntu, ngoba ngenxa yobungcweti bakhe kuphela ngathola imali ebolekile, futhi ngisindise ibhizinisi lami kusukela ekufeni.

Iyini usizo ekubolekeni kwebhizinisi elincane, ubuza? Okokuqala, umsebenzi webhange wenza inqubo ephelele yokulungiselela ukubolekisa, ngokucabangela izifiso kanye nesikhathi sokulondoloza. Usizo lobuchwepheshe ekukhredeni luzosiza ukuqeda amakhomishini afihlekile futhi, ngenxa yalokho, "izinhlawulo" ezingekho emthethweni. Ngandlela-thile ngibonga ngosizo lomthengisi, futhi lokhu kwakungikhokhela kuphela amaphesenti amahlanu kuphela emali, ngathola isikweletu ngaphandle kokubambisana ngamaphesenti amathathu ngaphansi kwesilinganiso kuphela ezinsukwini ezimbalwa, ngenxa yokuthi zonke izicelo zokuboleka imali engizifakile emagatsheni asebhange, Ngemuva kokulinda izinsuku ezingu-7 kunqatshiwe. Njengomthetho, kunabasebenzi abaningi bezinkampani zomthengisi abangasiza ngemisebenzi ehlobene, isibonelo, ukubhala uhlelo lokutshala izimali.

Kubalulekile ukuqonda ukuthi isikweletu sebhizinisi esimweni esiningi sinekhono lesikhathi esisodwa sokuqala okuhle ukuze uthole i-loan ye-ooo. Angifuni ukukuthusa, kodwa uma ungenayo imali yokuqala ibhizinisi edolobheni elikhulu, awukwazi neze ukwelula isikhathi eside endaweni yokuncintisana evuthayo lapho wonke umuntu ezama ukuchitha ibhizinisi lomunye umuntu. Ukubolekwa ngebheyili kukuvumela ukuba ukwandise imali eningi yemali ebolekiwe. Uma kwenzeka unokuthile okubalulekile, ithuba lokuboleka imali landa, kodwa uma kunjalo umdayisi uzokwazi ukunikeza izimo ezifanele zokuboleka imali.

Imalimboleko efunwa kakhulu ngebheyili ungangena ezinhlanganweni eziningi, kodwa ubungozi bakho ngaphandle kokuqinisekisa kungenani okungenangqondo. Kungcono ukuxhumana nomthengisi namuhla kunokuba ukhokhe izinkulungwane ezingaphezulu ngemuva kwalokho ngoba basayine inkontileka yokukhwabanisa.