Uyazi kanjani ukuthi zingaki amaphuzu athi "Siyabonga" avela ku-Sberbank wena owakwe?

Isenzo esithi "Siyabonga kusuka ku-Sberbank" saqala ngo-2011 futhi sathola ngokushesha ababukeli phakathi kwamakhasimende asebhange nabanamakhadi. Ukubamba iqhaza kuwo akudingi noma yimiphi imizamo evela kumuntu, kumele nje abe nekhadi lesikhwama seplastiki ye-Sberbank futhi akwenze njalo athenge ukukhokhela kubo ngokugcina. Ngesikhathi esifanayo, inani elithile lamaphuzu lidalwe kwi-akhawunti yebhonasi - 3% yentengo yokuthenga. Zingasetshenziswa ezitolo zomlingani zesenzo, ukukhokhela amaphuzu angu-99% wezindleko zempahla ehlukahlukene. Sekuvele ezinsukwini ezimbili zokuqala zesenzo sesehlakalo, izinzuzo zayo zisetshenziswe amaklayenti angaphezu kuka-20,000 eSberbank.

Kuyini futhi kuyonginikeza yona?

Umqondo wokudala uhlelo oluhlukile lokwethembeka lwazalwa ngokuphathelene nesifiso sokuphathwa kwebhange ukudala inethiwekhi yokunciphisa yonke indawo ezoba lula kuwo wonke amakhasimende ayo. Uma ubheka amasheya kumakhadi e-Sberbank, uhlelo lwe- "Siyabonga" lufinyeleleka kakhulu futhi aludingi izimo eziningi. Ihlukile emakethe yaseRussia ebhange. Kodwa, njenganoma iyiphi into emisha, yenza abantu bacabange ngezici ezithile zokusebenza kwesenzo. Isibonelo, abanye ababambiqhaza ngezinye izikhathi babuzwa ukuthi bangathola kanjani ukuthi bangaki amaphuzu athi "Siyabonga" avela ku-Sberbank ahlonishwa, yiziphi izitolo ongathola ngazo amabhonasi, futhi lapho izitolo zichitha khona inzuzo kakhulu? Wonke la maphuzu azoxoxwa kamuva.

Phakathi kwabalingani behlelo kukhona izinkampani ezingaphezu kwezingamakhulu amathathu kulo lonke elaseRussia. Lezi yizinsiza zokuxhumana zamaselula, nezitolo zokugqoka, nezitolo ezinkulu kakhulu zasendlini, nezinye izinhlangano eziningi. Kuzo amabhonasi "Siyabonga" zishintshaniswa ngezaphulelo uma uthenga izinto, futhi zidalwe ku-akhawunti uma inkokhelo yenziwa ikhadi le-Sberbank ngesilinganiso se-1 iphuzu - i-ruble elingu-1.

Ungaba kanjani umhlanganyeli wesenzo?

Abanikazi bamakhadi ebhange bangaxhuma ngokuzimela ohlelweni lwebhonasi kusayithi le-Savings Bank noma kuma-ATM. Ungakwenza kanjani lokhu? Sichaza zombili izindlela.

1. Yiya kusayithi eliyinhloko lebhange bese uya ku-"Ngiyabonga kusuka ku-Sberbank".
2. Chofoza ku- "Yibani ilungu" noma "Irejista". Siyaqaphela ukuthi kufanele ube ngumnikazi wekhadi lebhange leplastiki. Kumakhasimende anamakhadi amaningi, i-akhawunti yebhonasi izoba efanayo.
3. Emgqeni "Inombolo yefoni" faka inombolo lapho ikhadi lakho linamathele khona. Lokhu kuyadingeka ukuqinisekisa ukubhaliswa ohlelweni bese ulandelela izenzo kwi-akhawunti nge-SMS.
4. Ikhodi yokuqinisekisa izothunyelwa kwinombolo ecacisiwe, okumele iboniswe kukholomu elandelayo. Emva kwalokho uzothola ukufinyelela ku-akhawunti yebhonasi futhi uzoqonda ukuthi ungathola kanjani amaphuzu "wokubonga" avela eSberbank usuvele uqoqiwe.

Sibhalisa nge-terminal

Uma uxhuma nge-Sberbank ATM, izenzo zakho kufanele zibe kanje:

1. Faka ikhadi ku-ATM bese ushaya ikhodi ye-PIN ukuyikhomba.
2. Emenyu enkulu, chofoza kusigaba esithi "Izinhlelo Zobhonasi"
3. Cacisa kukholomu inombolo yefoni yeselula ofuna ukuyibopha i-akhawunti yekhadi.
4. Sicela ukhombise isivumelwano sakho nezimo zesenzo.
5. Nge-SMS, uzothola iphasiwedi oyodinga ukucacisa uma ushayele isikhungo sokuxhumana.

Uma uxhumekile kusevisi ye-Mobile Bank, ngokuthumela umlayezo womusa Thanks xxxx (esikhundleni sezithombe kubonisa amadijithi amane okugcina enombolo yakho yekhadi) ukuba ufunde inombolo 900, ungabamba iqhaza ohlelweni lobuqotho.

Izici zokuthola amabhonasi

Amaphuzu "Ngiyabonga" adalwe kumakhasimende abhalisiwe ekukhuthazeni ngemva kokukhokha ikhadi eRussia nakwamanye amazwe. I-Sberbank yaseRussia inamaphromoshini ahlukahlukene, okuvumela ukuba uqoqe amabhonasi ngokushesha. Ukulinganisa uhlelo lokwethembeka, Yebo, kungalandelwa. Uyazi kanjani ukuthi zingaki amaphuzu athi "Siyabonga" avela ku-Sberbank abhalwe kuwe?

Ukuze wenze lokhu, hamba kuwebhusayithi yebhange endaweni yangasese noma ngokusebenzisa isevisi ye-Sberbank Online. Chofoza "Ngiyabonga kusuka kuthebhu yeSberbank". Ngaphezulu kuzoba ulwazi lwamanje ku-akhawunti, inani lamabhonasi ongawachitha. Endaweni efanayo ungathola ngaphansi kokuthenga okudalwe ngamaphuzu, nini nokuthi kunani, imininingwane yegama lesitolo lapho izimpahla zikhokhwa ngekhadi lebhange likhonjisiwe. Futhi, ungabhalisela iphephandaba kwiHhovisi Lomuntu siqu ukuze uhlale uqaphela ukuthi yiziphi izitolo ezikhishwayo, noma ukuthola ulwazi mayelana nokuthenga okunenzuzo kakhulu ezitolo zomlingani zenhlangano.

Best of inhlanhla!

Ngakho-ke, manje uyakwazi ukuthola ukuthi mangaki amaphuzu athi "Siyabonga" avela ku-Sberbank adlule ku-akhawunti yakho, futhi uzokwazi ukuwachitha ngendlela enenzuzo kakhulu. Thenga futhi ulondoloze ngesikhathi esifanayo nalolu hlelo lokuthembeka olumangalisayo. Ngaphezu kwalokho, iSberbank yenza le nqubo ngokulula kakhulu futhi elula kuwo wonke amakhasimende. Bhalisa futhi uthenge amaphuzu "Ngiyabonga" avela ku-Sberbank njengezinto futhi ujabulele ikhwalithi entsha yokuphila!