Amakhadi Ezikweleti Ekhaya Ekhaya - Ubufakazi Bamakhasimende

Wonke umuntu ekuphileni kukhona izikhathi lapho ukuthengwa kwemishini yasendlini noma ifoni ephathekayo ilahlekile ama-ruble ayizinkulungwane ezimbalwa, futhi ukhokhe izinsuku ezimbalwa. Indlela enhle kakhulu yokuphuma kule nkinga ingaba ikhadi lekhredithi "Credit Credit". Izimo zokusebenzisa lolu khetho zilula futhi ezilula ukuthi ziba zithandwa kakhulu phakathi kwabantu baseRussian Federation.

Izinga lesithakazelo ngalolu hlobo lwemali mboleko njalo lihlala liphakeme kakhulu. E-Home Credit Bank, insizakalo efanayo inikezwa ngamaphesenti angama-24.9-44.9 ngonyaka, kodwa ihlala iyithandwa kakhulu kubathengi. Lesi simo ngenxa yesikhathi somusa - isikhathi lapho umboleki angasebenzisa izinsiza zemali zeziko lemali mahhala. Amakhadi esikweletu "Ikhredithi yaseKhaya", ukubuyekezwa okukuvumela ukuthi ungeze imibono ephikisanayo, unikeze isevisi yokusebenzisa imali engu-0% ngezinsuku ezingu-51 kusukela esikhathini sokugcina sokubika. Phakathi nalesi sikhathi, umsebenzisi angabuyisa imali ebolekiwe futhi angakhokhi imali ngaphezulu.

Amakhadi esikweletu "Ikhredithi yaseKhaya", ukubuyekezwa okungafunyanwa kalula, ukuhlinzekela umzila wesikweletu oguqukayo - lokhu kusho ukuthi uma umbolekisi utholakele, umbolekayo angathola izimali nganoma yisiphi isikhathi lapho engenawo isikweletu. Ngakho-ke, ukukhokha imali mboleko yamanje, ungakwazi ngokushesha ukuthatha entsha. Kodwa-ke, kubalulekile ukuqonda ngokunembile ngenkathi isikhathi somusa saqala . Abaningi bakholelwa ngephutha ukuthi kuqala ngokuthola imali, ngakho-ke kufanele bakhokhe imali enkulu, ngezindinganiso zokubolekwa kwabathengi, isilinganiso senzalo.

Ibhange Lesikweletu Ekhaya - ikhadi lesikweletu, ukubhaliswa nokusetshenziswa

Ukubolekwa kwabathengi kuyisiqondiso esiyinhloko sesikhungo sezezimali, okukhuthaza ukuthuthukiswa kwamakhadi epulasitiki. Namuhla ungathola ikhadi lesikweletu ebhange esikhathini esingangehora ngokubhala ifomu lesicelo bese wethula ipasipoti. Ngemva kokuhlola ukuthi lowo obolekayo unezikweletu, ibhange linikeza impendulo enhle ekukhishwe kwekhadi, noma elibi.

Uma kungenakho isikhathi samahhala, ungakhipha amakhadi esikweletu "Ikhredithi yasekhaya", ukubuyekezwa mayelana nokuthi yiziphi izinsiza ezihlukahlukene, eziku-intanethi. Ukuze wenze lokhu, hamba ekhasini elisemthethweni lebhange bese ugcwalisa ifomu lesicelo. Kumele ucacise inombolo yocingo lokuxhumana nohlu lwamadokhumenti obolekayo alungele ukuhlinzeka ebhange. Isaziso sesinqumo sebhange sizofika kungakapheli isigamu sehora. Umphathi wedokhumenti yemali ebhange uzobiza inombolo yocingo ecacisiwe futhi azise ngesinqumo esithathwe. Ngemuva kwalokho, iklayenti kuzodingeka ivele egatshaneni eliseduzane lesikhungo sezezimali bese ithatha ikhadi lakhe lesikweletu.

Amakhadi esikweletu "Ikhredithi yaseKhaya", imibono yocwaningo mayelana nokuthi yikuphi okuyizinto eziyinkimbinkimbi, namuhla enye yezindlela ezilula kunazo zonke zokuhlala ngaphandle kwemali. Ukwengeza, ibhange lihambisana nenani elikhulu lezitolo ezihlukene, okuvumela amaklayenti ayo ukuthi angagcini nje ngokugcina ukuthenga, kodwa futhi ukuthola ezinye zezimali ezisebenzisiwe emuva ku-akhawunti yabo.