Yini umnikelo "Ekhaya Credit" nenzuzo kakhulu ukwedlula izithakazelo ebhange, futhi kuyasiza ukwazi credit wakhe?

Mayelana inhlangano yezimali njengoba "Ekhaya Credit", kumelwe ukuba ngezwa zonke izakhamuzi zezwe lethu. Lokhu akusona isimanga. Njengoba lokhu ngenye yezinkampani ezingcono kakhulu futhi makhulu kunawo wonke amabhange Russian wahlanganyela umthengi obolekisayo. Nokho, uhlu amasevisi anikezwa kubo kuyinto ngempela ezibanzi. Abantu abaningi namuhla iya ebhange ukwenza idiphozi. "Ekhaya Credit" Kuyaziwa. Futhi yingakho le nhlangano inikeza amaklayenti ayo nge ithuba.

"Iholo Rapid"

Lona tariff kuqala ukuthi bangathanda ukuba basho ukunakwa. Ngikuphi okuhlukileko ngalokhu umnikelo? "Ekhaya Credit" linikeza kwale mibandela elandelayo: amaphesenti 8-isithakazelo yonyaka isilinganiso, angenamkhawulo umnikelo lemali (okungenani ruble 1000), kungenzeka replenishment akhawunti - konke lokhu izinyanga 9. Inzalo ekhokhwayo ekupheleni kwesikhathi wamemezela.

Uma ngabe le izinga abantu ngeke ukutshala ruble yisigidi, njengoba inzuzo ngemva kwezinyanga ezingu-9, uyakwamukeliswa 60 000. Futhi uma lungenayo ukugcwala, futhi empeleni kukhona kungenzeka onjalo, kodwa kuphela phakathi nezinsuku zokuqala ezingu-30 ngemva kokutholakala idiphozi. Kubalulekile ukukhumbula lokhu.

"Unyaka Kuyazuzisa"

Lona omunye umnikelo sasivumela evumayo "Ekhaya Credit". Njengoba kungaqondakala kusukela igama, uyivule izinyanga ezingu-12. Isivuno, ikhumbula wetimali kwezinhloso zenzuzo kuze kube 9.13% (lesi sibalo ibalwa ngokuhambisana imiyalelo Bank of Russia №3194-U sangomhla 02.27.14). Futhi ngakho inani lenzalo kuyinto 8,75%.

Inani ubuncane utshalomali, futhi, kuyinto ruble 1 000, esiphezulu - hhayi elinganiselwe. sici gcwalisa iyatholakala, kodwa nemibandela efanayo njengoba kwaba njalo endabeni ka-tariff "engenayo Rapid". Kodwa kungenzeka isithakazelo icala njalo ngenyanga.

Uma ukubala, kuvela ukuthi by imali kwesigidi, phezu kwesikhathi, ungathola ruble 87 500 e inzuzo. Futhi ngesilinganiso ejwayelekile, ngaphandle ofeleba kwezinhloso zenzuzo.

Kwaphela isikhathi eside

Kukhona umnikelo onjalo "Ekhaya Credit", okuthiwa "imali esiphezulu". It uyawuthanda ukuthandwa okukhulu phakathi amakhasimende. Nokho, kukhona eyodwa caveat encane - ke angavulwa kuphela yasebhange ye-intanethi. Kodwa esikhathini sethu akuyona inkinga.

Ukuhoxa nge ofeleba ifinyelela 9,34%. Izinga Standard - 8,75%. A isikhathi lapho umnikelo lalibizwa kanjalo, izinyanga 18. It kuvela ukuthi by imali kwesigidi, ekupheleni indoda uzothola inani ruble 131 250 njengoba isithakazelo imali. Futhi lokhu ngaphandle ikhumbula nosonhlamvukazi. Ngakho okuningi. Yingakho uyathandwa "Ekhaya Credit Bank". Ihhovisi Private, ngasendleleni, kukunika ukufinyelela ukwaziswa okubalulekile ukuthi bonke abantu kufanele bazi kuvulwa leli umnikelo, uma uthanda. Noma kunjalo, intanethi - inkonzo ewusizo futhi elula.

By endleleni, kukhona okomnikelo "Capital". Kuphinde kuvule at izinyanga 36, i-8 angu rate. Ayikho ofeleba, zonke amaphesenti - ekupheleni kwesikhathi. Kodwa kunalokho enkulu - ruble 240 000 inzuzo, uma ubeka kwesigidi.

izipesheli

Lesi sigaba kungaba bathi le umnikelo "Pension" ngokuphepha. Kuphinde kuvule at izinyanga ezingu-18, izinga base kuyinto ruble 1 000. Nyanga zonke isithakazelo yokukhokha kanye ofeleba ngenhlanhla izinga ukukhuphuka 9,34%. Buka Lokhu umnikelo kungaba ngokubonisa isitifiketi impesheni.

Esinye isiphakamiso ngokuthi lo "iKhabhinethi". Luhle abantu abafuna ukutshala isizumbulu. Kungenjalo-ke ngeke isebenze, ngoba okungenani kufanele kube 3 000 000. idiphozi Ithemu izinyanga 12 ibalwa, futhi izinga ejwayelekile - 8.9%.

Ukuvula noma iyiphi idiphozi, udinga idokhumenti okungukuthi sekhadi. Njengoba izidingo elula ukusebenzisa kumakhasimende ayo, "Ekhaya Credit Bank". Nokho, i-akhawunti Personal, ungase uzithole ikhasimende ngalinye kanye Inhlangano isivele uyisebenzisa ukufunda yonke imininingwane ezithakazelisayo, okuyinto babengeke icindezelwa.

ukusabalala Geographical

Nokho, kusukela ngo-umnikelo ayikho enye inhlangano sika ayinikezi amakhasimende ayo, kuwufanele kancane mayelana "Ekhaya Credit" ebhange uqobo. Petersburg, eMoscow, Elektrostal, Klin, Podolsk, Solnechnogorsk - akulona lonke uhlu leyo mizi lapho ungathola ehhovisi noma ehhovisi okusebenza kwenhlangano.

Kufanele uhlu lwamakheli amahhovisi emaphakathi eMoscow. Omunye emgwaqweni. Gross, d. 21, k. 125 Kusekhona umuntu legatsha emgwaqeni. Sergiya Radonezhskogo, d. 6. Ungathola futhi amahhovisi emgwaqeni. Avtozavodskaia, d. 4, Str. Iqiniso, d. 8 kuya. 1 futhi emgwaqeni. I engenhla Krasnoselskaya., D. 38/19, p. 1

Futhi ngakho yokudlanga izinto uqondakala kahle. Ngenxa ibhange abesebenza yasebhange emakethe okudayisa. Ngo-2012, isibonelo, ayenakho Amahhovisi 6356 angusayizi ohlukile futhi mayelana 69 000 amaphuzu yokuthengisa. Yini ongayisho mayelana amadivayisi njenge-ATM "Ekhaya Credit", engatholwa yonke indawo. Njengoba imisebenzi esemqoka kwenhlangano - iyona Ukukhishwa ukubolekisa, kuyafaneleka ukuthi ngo-October 1, 2013 ibhange labetibambile mayelana 26.4% wemakethe abolekise ku Izitolo Russian okudayisa. Futhi - kwasekuqaleni!

mayelana nokubonga

Ukubolekwa kwemali esikhishwe lapha izimo ezifanayo elula esobala, lapho ezifakwa zamukelwa. legatsha Ngamunye ibhange "Ekhaya Credit", amakheli olutholakalayo ngokukhululekile, ababoleka engaba khona bathi abantu kakade amakhasimende kwenhlangano, kukhona sipho esihle.

Ngokwesibonelo, inani cash ukuthi zinikelwe, ezisukela 10 000 kuya 850 000 ruble. Kulabo nabantu abasanda ziqondiswe ebhange, uhla kuyoba ezincane - kusuka 30 000 kuya ku-500 000. Izicelo ezibhekwa ngokulinganayo okusheshayo - a esiphezulu amahora amabili. Nawa nje ikhasimende loan ingakhishwa ezingeqi kwezingu izinyanga 84, futhi ngokokuqala isicelo - ukuze 60. Kodwa into ebaluleke kakhulu - ke Yiqiniso, inani lenzalo. Ukuze amaklayenti inhlangano, kuba 17,9% nangaso sonke - 19,9% ngonyaka.

inzuzo kakhulu, ungase ucabangele yasebhange "Ekhaya Credit". Amakheli, eduze nendawo yokuhlala, kubalulekile ukukhumbula futhi zisebenza, uma kunesidingo ukusizakala evumayo credit izindawo, noma idiphozi ngesikhathi ngoxolo futhi nivumelane nezimo.