I-Virtual Card "Yandex.Money": indlela yokudala?

Kuze kube manje, kunezinhlobo eziningi zamakhadi asebhange - debit, credit, embossed futhi ebhalisiwe. Ngokuthuthukiswa kobuchwepheshe kanye ne-intanethi, amakhadi asebhange abonakalayo asethuthukile futhi asethuthukile. Iyiphi ikhadi le "Yandex.Money" elincane elivamile, indlela yokuyisebenzisa, futhi yini elula kakhulu ukuthola okuningi mayelana nayo.

Iyini ikhadi elibonakalayo?

Ngakho-ke, ngokuvamile amakhadi alungile ohlelweni lokukhokha "Visa" noma "Master Card" yizinhlobo ezikhethekile zamakhadi okuhloswe ukukhokha ukuthenga noma ukusebenza kwezinye izibalo nge-intanethi. Ngokujwayelekile lamakhadi awunawo othwala ngokomzimba, ngokulandelana, ngosizo lwabo awukwazi ukukhokha esitolo esivamile noma ukuthola imali ku-ATM.

Kungani ikhadi lebhange elingu-"Yandex.Money "elihle kakhulu ngokubala nge-intanethi? Inzuzo eyinhloko yizinga elikhuphukile lokuvikeleka ekubalweni, kanye nesiqinisekiso esengeziwe sokuthi ikhadi lakho eliyisisekelo ngeke libhekane nokunyamalala kwemali esiqondisweni esingaziwa.

Mhlawumbe, usuvele uzwile ngobugebengu bokuphanga, okuyindlela ehlukile yokukhwabanisa ngamakhadi epulasitiki uma uyibala nge-intanethi. Yiziphi izingozi ezingase zilale kumnikazi wekhadi elilula? Isibonelo, unqume ukuthenga izimpahla ngokusebenzisa isitolo se-inthanethi futhi uzokhokha ukuthenga ikhadi elilula. Ukuze uqinisekise ukukhokha, kuzodingeka ucacise inombolo yekhadi ngokugcwele, futhi ezimweni eziningi futhi ikhodi ekhethekile yezinombolo ezintathu zokuphepha. Kusobala ukuthi isayensi ingasebenzisa ulwazi olutholiwe ngezinhloso zalo, futhi umhlaseli obamba idatha uzokwazi ukuthenga ukuthenga kwesinye isitolo se-intanethi.

Uma usebenzisa i- "Yandex.Money", i-MasterCard noma i-Visa yekhadi le-Virtual, izingozi ziyancipha zibe zincane kakhulu. Okokuqala, iningi lala makhadi linomkhawulo emikhawulo kanye nesikhathi esibekiwe sokuqinisekisa. Amanye amakhadi angasetshenziswa kanye kuphela, futhi ngisho nolwazi lwenombolo nenombolo eyimfihlo, ngeke isetshenziswe futhi. Amanye amakhadi we-virtual ayenokwenzeka ukuthi ukusetshenziswa okusetshenziselwa ukuvuselelwa kungasebenza izinyanga ezimbalwa, kodwa banomkhawulo wemkhawulo okhawulelwe, okungukuthi, abahlaseli, ngisho noma befisa, ngeke bakwenze umonakalo omkhulu.

"Yandex.Money" yikhasi elibonakalayo (iVisa noma i-MasterCard), elingasetshenziswa kanye kuphela. Isibonelo, udinga ukukhokha into ethile - wadala ikhadi, wabeka umkhawulo othile wokubala, ukhokhelwe ukuthola.

Uma udala amakhadi alungile, nesici sezimali sibalulekile, okungukuthi, akhululwa mahhala, ngakho-ke icala ngalinye kufanele uqhathanise lokho okuyokwenza kube nenzuzo futhi ephephile, njalo uthenge ikhadi elisha noma uthenge ikhadi elivuselelekayo.

Indlela yokubala ikhadi elibonakalayo?

Ngokuvamile ikhadi lepulasitiki lihlolwe ngobuqiniso ngenombolo yalo, ukuqinisekiswa kanye nekhodi ekhethekile yokuphepha - le mingcele ifakiwe ngesikhathi sokukhokha. Ngakho-ke, ngendlela efanayo, ubuqiniso buhlolwa futhi uma bukhokhela ukuthenga nge-intanethi usebenzisa amakhadi asebhange ajwayelekile. Kuphela kuphela abanokuphepha okukhulu okwamanje befika efonini ngephasiwedi yesikhathi esisodwa ukuqinisekisa ukukhokha.

Ikhadi le-virtual elivela ku- "Yandex" - ikhadi ngaphandle kwekhadi

Kunzima kakhulu ukufaka inselele iqiniso lokuthi kulula kakhulu ukusebenzisa amakhadi asebhange . Bakuvumela ukuba ukhokhe ukuthenga ezitolo, ngisho noma kungekho imali esikhwameni sakho. Kodwa ukuze ukhiphe ikhadi, kufanele uxhumane negatsha lasebhange. Kodwa uma uyidinga kuphela izibalo nge-intanethi, kungcono ukukhipha ikhadi elibonakalayo. Isibonelo, ikhadi lebhange elithi "Yandex.Money" (virtual) lizokuvumela ukuba ukhokhe nge-Inthanethi ngaphandle kwezinkinga. Ngaphezu kwalokho, ngosizo lwakho ungakwazi ukukhokha izikweletu zezinsiza, ukuxhumana kwamaseli kanye nezinye izinkokhelo ngqo kusuka embhedeni.

Ngingayikhipha kanjani ikhadi le-Yandex.Money elibonakalayo?

Konke kulula kakhulu. Ukwenza lokhu, awuhambi ndawo ethile ehhovisi, vele uye engosini ye- "Yandex" bese ubhalisa ibhokisi leposi le-elekthronikhi. Ngokuqhubekayo kuyadingeka ukungena ehhovisi lomuntu siqu lapho kuzokwazi khona ukukhipha ikhadi. Ukuze wenze lokhu, iya esigabeni esithi "Imali" bese uqala i-wallet electronic. Kuye wakhishwa ngokuzenzakalelayo kanye nekhadi kumthombo "Yandex. Imali." Ungakha ikhadi le-virtual ngokwakho. Lewebhusayithi inezigaba ezihambelanayo. Ngemuva kokukhululwa, ikhadi kufanele lisetshenziswe futhi lingasetshenziswa.

Kulula ukwenza ikhadi elinjalo uma usuvele ungumsebenzisi we "imeyili ye-Yandex". Khokha ngakho ungakwazi ukuthenga kuphela kwi-intanethi.

Izindlela zokufaka kabusha ikhadi

Ngaphambi kokuba uqale ukusebenzisa ikhadi elitholiwe, udinga ukugcwalisa i-akhawunti. Kunezindlela eziningana zokwenza lolu hlelo futhi zihlukaniswe ngamaqembu amathathu:

1. Ukugcwaliswa kwesikhwama esikhwameni esivele selikhona.

2. Ukugcwaliswa kabusha ngemali.

3. Dlulisela ekhadini le-Yandex lemali kusuka kwenye imithombo.

Uma ungumnikazi wekhadi le- "Visa" noma "MasterCard", hamba kusigaba esiphezulu se-akhawunti yakho bese ukhetha umugqa ofanele ohlwini. Okulandelayo, iwindi livela lapho udinga ukufaka imininingwane eceliwe bese uqinisekisa ukudluliselwa ekhadini leYandex.Money.

Ngaphezu kwalokho, ikhadi lebhange elithi "Yandex.Money" lingagcwaliswa futhi nge-ATM. Ungakwenza lokhu kumabhange alandelayo:

- I-Sberbank - uma ugcwalisa ikhomishini ye-akhawunti yekhadi ayikhokhiswa ngisho nalapho ukhokha kusuka ekhadini linye ibhange.

- I-MTS Bank - ikhomishana yokubuyisela kabusha ayikhokhiswa, kepha ungakwazi kuphela ukuthenga isikweletu kumakhadi akhishwe yilobhange.

- "I-Neryungribank", i-NOMOS-Bank, i-RPS "i-Golden Crown", "i-Ural Bank yokwakhiwa kabusha neNtuthuko", "Kholmskkombank", "Energotransbank" - la mabhange abuye akhokhise ikhomishana yokudluliselwa, kepha ukugcwaliswa kwenziwa kuphela kwikhadi lebhange elihambelanayo.

- VTB-24 - ikhomishini yephesenti elilodwa ikhokhiswa ukudluliswa, kodwa hhayi ngaphansi kwama-ruble angama-50 angaphezu kwama-2 000. Ukubhaliswa kwenziwa kuphela kumakhadi we-VTB-24.

- "I-Gazprombank" yale nkonzo ithatha amaphesenti amathathu wekhomishana, futhi ukudluliselwa kwenziwa kuphela kumakhadi ayo.

- "Uraltransbank" ithatha ikhomishana yamaphesenti amathathu. Ukungena kungenziwa kusuka kunoma iyiphi ikhadi lebhange.

- "I-Chelyabinvestbank" (uhlelo "lweSixeko") - ikhomishini iphinde ibe ngamaphesenti amathathu. Ungadlulisa izimali kuphela kumakhadi asebhange.

Ukuze wenze ikhadi le-Yandex.Money elibonakalayo ligcwalise ngempumelelo nge-ATM, udinga ukuba nekhadi lebhange elihambelanayo. Okuwukuphela kwe-Sberbank, ngoba ngokusebenzisa ama-terminals ayo kungenzeka ukuba ukhokhe ngisho nangokheshi. Ngaphezu kwalokho, kufanele wazi inombolo ye-akhawunti ku- "Yandex.Money". Uma ugcwalisa i-akhawunti yakho nge-ATM, inani lokukhokha lizokhawulelwa kuma-ruble ayizinkulungwane eziyishumi nanhlanu. Ngokuqondene nekhomishana, kungcono ukuyicacisa kusengaphambili iphuzu lokukwamukela inkokhelo.

Uma kungekho ikhadi elitholakalayo, khona-ke kukhona ithuba elihle lokugcwalisa i-akhawunti yakho ngemali:

- Ngama-self-service terminals. Ukusebenzisa le ndlela, kufanele uqaphele ngokucophelela inani lekhomishana elikhokhisiwe. Amanye ama-terminals awawuthathi nhlobo, kodwa kwabanye ungafinyelela amaphesenti ayishumi.

- Yenza inkokhelo kumahhovisi wabalingani bale nqubo yokukhokha. Napha futhi, ikhomishana ingafinyelela amaphesenti ayisikhombisa. Ngaphambi kokukhokha leli phuzu kufanele lichazwe.

- Sebenzisa uhlelo lokuhumusha, isibonelo, "Xhumana", "Unistream" noma "I-Russian Post".

Uma ugcwalisa isikhwama "Yandex.Money" ngokukhokhwa, imingcele efanayo iyasungulwa njengokukhokha ngekhadi lebhange. Udinga nje ukunikeza inombolo yakho ye-akhawunti kanye nenani ukuya kuma-ruble ayizinkulungwane eziyishumi nanhlanu. Ungenza futhi ukudluliselwa kusuka kwesikhwama se-Web Money. Ikhomishana yokudluliswa okunjalo cishe ngamaphesenti amahlanu.

I-Virtual Card "Yandex.Money" - kanjani ukukhokhela ukuthenga?

Ngemuva kokuthi ikhadi lihlelwe futhi i-akhawunti yalo igcwaliswe, ungaqala ukukhokha ukuthenga. Lolu hlelo lulula futhi luvame kuzo zonke izitolo kwi-intanethi. Ngenxa yokuthi ikhadi elincane "Yandex.Money" linesistimu yokukhokha "MasterCard", ngesikhathi sokukhokha kuyodingeka ukuthi ucacise imininingwane yekhadi futhi uqinisekise ukukhokha.

Ukukhetha indlela yokukhokha, kuyadingeka ukuthi ubonise ukunakekelwa futhi uqiniseke ukuthi kukhethwe ikhadi lokukhokha le-intanethi "MasterCard". Esimweni esithile, kufanele ukhokhele izimpahla kakade uma uthola futhi hhayi ikhadi elibonakalayo, kodwa ikhadi elivamile.

Amanani amisiwe, imingcele kanye namakhomishini

Ukukhokha ukuthenga nge-intanethi, kubalulekile ukukhumbula ngamakhomishana aqokiwe angenawo amakhadi ajwayelekile kuphela, kodwa futhi nekhadi le-virtual "Yandex.Money". Impendulo evela kubasebenzisi kulo magazini iphakamisa ukuthi inani lamakhomishana alilona likhulu kakhulu, ngakho ukusebenzisa ikhadi kulula kakhulu. Ngakho-ke, izindleko zizobe ziphakeme kancane kunalindelekile.

Yini oyikhokhela ikhomishini?

Inkokhelo eyengeziwe izokhokhiswa imisebenzi elandelayo:

1. Ukugcwaliswa kwe-akhawunti ethi "Yandex.Money". Kuye ngokuthi iyiphi indlela esetshenziselwa lolu msebenzi, ikhomishana ingahluka kusuka kumaphesenti angu-0 ukuya kwangu-10. Lo mbuzo kufanele ucaciswe uma uhumusha.

2. Uma uhoxisa izimali ezivela ekhadini lekhadi, ikhomishana ka-3% + i-ruble engu-15 izokhokhiswa. Uma usebenzisa noma iyiphi inkokhelo yokukhokha, isibonelo, "Xhumana", ungase ukhokhise ikhomishana eyengeziwe, kodwa ngohlelo uqobo.

3. Ukukhishwa kwekhadi le-Yandex eliqediwe kuyoba mahhala, kodwa uma kunesidingo, kuzokhokhwa ngeposi 149 ruble (uma ihanjiswa ngaphakathi ezweni) noma ama-ruble angu-199 (uma ukulethwa kuyadingeka phesheya).

4. Uma udlulisela izimali kwi-akhawunti yekhadi le-virtual, kunomkhawulo ekukhokhweni kwesikhathi esisodwa, okungama-ruble ayizinkulungwane eziyishumi nanhlanu.

Yiziphi izinzuzo nezinkinga zekhadi leYandex.Money?

Ikhadi ikhishwa kalula futhi ngokushesha. Lokhu kudinga kuphela ukuba khona kwekhompyutha nge-inthanethi. Phakathi kwezinzuzo zaleli khadi kukhona okulandelayo:

1. Kulula ukukhokhela ukuthenga ezitolo ze-intanethi.

2. Amandla okukhokha ukuthenga nge-Google Play noma ku-App Store.

3. Ukukhokhelwa kokuxhumana kwamaselula ngaphandle kwekhomishini.

4. Ukukhokhelwa kwezikweletu ezihlukahlukene ngokuzenzekelayo.

Qinisekisa ukuthi ukhumbule mayelana nekhomishini ekhona yokukhokha, ngakho kufanele ubale izindleko zakho kusengaphambili. Ngaphezu kwalokho, kubalulekile ukunakekela ukuphepha. Ungalokothi, ngaphansi kwanoma yiziphi izimo, utshele noma ungubani ukungena kwakho nephasiwedi, ukuze ungangeni esimweni sokusetshenziswa okungagunyaziwe kwezimali ngabanye abantu.