Amakhadi we-Debit we- "Promsvyazbank": izici, amanani, imingcele kanye nokubuyekezwa

Izindlu ezingekho emali ziyaziwa kakhulu nsuku zonke. Futhi kungokwemvelo! Ngempela, ngale ndlela ungaqinisekisa ukuphepha okungcono kwemali: noma ngabe ulahlekelwa noma uthathe ikhadi lakho, ungalivimba kalula, futhi ngaleyo ndlela ukhawulele ukufinyelela kwegazi lakho.

Ama-Debit amakhadi ekusetshenzisweni kwezinkokhelo ezingekho kwemali anikezwa cishe cishe zonke izikhungo zezezimali. Ngaphakathi kohlaka kwalesi sihloko, sizocubungula imikhiqizo etholakala ku-Promsvyazbank.

Izinhlobo zama- debit amakhadi ku-Promsvyazbank

Ngakho-ke, yiziphi izinhlobo zamakhadi ezenzelwe u-Promsvyazbank? Enhliziyweni yale nkampani kukhona imikhiqizo eyisisekelo ye-debit engu-3:

• Amakhadi ngokwehlelo "PSB yakho".
• Konke kubandakanya.
• "Ukuzizwa kahle."

Ngayinye yezinketho inezici zayo siqu, izinzuzo nezimo eziyingozi. Ukuze usize ikhasimende elingase likwazi ukunquma ngokushesha ngokuzikhethela, kufanele ucabange zonke izinketho ngokucophelela.

Uhlelo "PSB yakho"

Lolu hlelo lusekelwe emakhakheni amathathu ekhadi. Lezi yizi:

• "PSB yakho";
• "I-PSB Plus yakho";
• "Iphrimiyamu yakho ye-PSB."

Okokuqala kokukhethwa okukhethiwe okuvela ebhange "Promsvyazbank" - amakhadi debit, amanani okungekho emkhatsini weminye imikhiqizo. Futhi yizona ezilula kakhulu futhi eziqondakalayo. Izindleko zokondla yi-ruble ayi-100 ngenyanga. Kodwa ibhange lizimisele ukuhoxisa le ntlawulo (okungukuthi, yenza inkonzo mahhala) uma enye yezinto ezilandelayo igcwaliseka:

• Ngenyanga ekhadini, ukuthengiselana kwenzelwe ukukhokha ukuthenga ngenani lama-ruble ayizinkulungwane ezingu-10.
• Ngenyanga, ukuthengwa kwenziwa ngenani lezimpahla ezivela ku-ruble ayizinkulungwane ezingu-5. Kukhona njalo ibhalansi lama-ruble ayizinkulungwane ezingu-30 ku-akhawunti.
• I-akhawunti ihlale iqukethe ukheshi ngemali eyi-ruble ayizinkulungwane eziyikhulu.

Izindleko zokusebenzisa i-PSB Plus yakho, futhi, i-ruble angu-300 ngenyanga. Kodwa ukugcinwa kwamahhala nakho kuyatholakala lapha uma omunye wemibandela elandelayo ihlanganiswa:

• Ngenyanga, ikhadi likhokhelwa izimpahla ezibiza ama-ruble ayizinkulungwane ezingu-30.
• Ngenyanga, ikhadi elenziwe ukuthenga inani lama-ruble ayizinkulungwane ezingu-15 ku-akhawunti lihlala njalo liphuma kuma-ruble ayizinkulungwane eziyikhulu.
• Kukhona njalo ukulinganisa isigamu sezigidigidi ze-ruble ku-akhawunti.

Izinzuzo zomkhiqizo wesibili "I-PSB Plus yakho" ngaphambi kokuthi "i-PSB yakho" ingezansi:

• Inkokhelo ku-akhawunti yokulondoloza ngu-0.5%.
• I-SMS yamahhala-ukwazisa.
• Isaphulelo se-20% ekuqashweni kokuphepha.

Isevisi "Iphrimiyamu yakho ye-PSB" izobiza izindlu ezingu-700 zeruble ngenyanga. Kodwa lezindleko zingancishiswa zibe zero, ngokumane nje wenze enye yalezi zinto:

• Ngenyanga ekuthengweni kwekhadi ngokwesayizi kusuka kuma-ruble ayizinkulungwane ezingu-115 akhokhelwa.
• Ngenyanga ikhodi ekhokhelwa izimpahla ezifinyelela kuma-ruble ayizinkulungwane ezingu-20 ku-akhawunti njalo i-balance of a ruble million.
• I-akhawunti inezimali ezilinganisweni ze-ruble million.

Izinzuzo zomkhiqizo wokugcina phezu kwamanye:

• Ukungena kwe-1% ku-akhawunti yokulondoloza.
• I-SMS yamahhala-ukwazisa, umshuwalense oya phesheya, ukunikeza imali ngaphandle kwamanye amazwe.
• Ukuncintisana kokuncintisana kwemali nge-Inthanethi.
• Isaphulelo sokuqashwa okuphephile ku-25%.

Konke kubandakanya

Leli khadi lesebhonasi le-debit ye-Promsvyazbank, okukhulunywe ngayo okulungile kuphela. Futhi konke lokhu kungenxa yokuthi uma uthenga ngokuthenga ikhadi elinjalo, umnini walo uzobuyisela inani elithile "epulasitiki" yalo. Futhi lilingana nalokhu ku-5% wemali yezinto ezikhokhelwayo nezinsizakalo. Okusho ukuthi, noma yikuphi ukuchithwa kwemali kuzokuvumela ukuba uthole imali!

Ngaphezu kwalokho, kunezinye izinzuzo zalo mkhiqizo:

• Kungenzeka ukukhetha isikhathi sokubhalwa kwemali yesondlo (kanye ngenyanga noma ngonyaka).
• Ukugcinwa kwamahhala ngenkathi kulondolozwa inani elithile lokulinganisela ku-akhawunti.
• Ukukhishwa kwemali yamahhala kuma-ATM we-Promsvyazbank nabalingani bawo.
• I-Internet Banking ne-Mobile Banking yamahhala.
• Ukuvikelwa okunokwethenjelwa ngokumelene nabakwa-scammers.

"Ukuzizwa okuhle"

Ngesinye isikhathi iklayenti iyashesha futhi idinga ikhadi lokudonswa ngamahora amahora. "Promsvyazbank" ilungele ukusiza kule nkinga. Kubo, kunesipho esihle kakhulu - umkhiqizo obizwa ngokuthi "Umoya omuhle". Isisebenzi sebhange sizokwazi ukukhipha ngosuku lwesicelo. Ngaphezu kwalokho, leli khadi linamathuba anjalo:

• Umklamo omuhle futhi omuhle.
• Inzalo ebhalansi kusukela ngenyanga yokuqala.
• Ukutholakala kwebhange le-intanethi. Ikuvumela ukuba ulawule kalula futhi kalula izimali zakho ku-akhawunti.
• Izaphulelo kuze kufinyelele ku-40% ohlwini lwazo izimpahla kanye nezinsizakalo ezivela kubalingani be-Promsvyazbank.

Hlela ikhadi lokukhipha imali

Uma ufuna ukwenza omunye wemikhiqizo ehlongozwayo, udinga ukwenza okunye okukhethwa kukho okulandelayo:

• Xhumana nehhovisi lesikhungo sezimali esibucayi.
• Faka isicelo sokubhalisa ngokusebenzisa iwebhusayithi esemthethweni yenkampani.

Ngaphezu kwalokho, ngokuningiliziwe, indlela yokufaka isicelo se-elekthroniki izocatshangelwa ukuze uthole amakhadi we-debit. I-Promsvyazbank iyavuma lokhu:

1. Iwebhusayithi esemthethweni ye-Promsvyazbank iyangena.
2. Phezulu kwekhasi udinga ukuthola isigaba esithi "amasevisi e-inthanethi", iya kuso.
3. Khetha "Isicelo sekhadi Lonke elibandakanya" efasiteleni elivela.
4. Ikhasi elinemibuzo lemibuzo lizovulwa. Lapha kuyadingeka ukuthi ugcwalise yonke imikhakha ehlongozwayo, okungukuthi faka ulwazi mayelana negama lomfakisicelo, usuku lokuzalwa, imininingwane yokuxhumana.
5. Ngemva kokugcwalisa yonke idatha oyodinga ukuchofoza ku- "Thumela uhlelo lokusebenza".

Ngemva kwesikhathi esithile, isisebenzi sebhange sizoxhumana nomfakisicelo futhi sixoxisane yonke imininingwane yomyalelo.

Isitolo sekhadi lebhange

Labo abafuna ukuphuma kwabanye ngokubona kwekhadi elilodwa, elikhanyayo nelingavamile, kumele basebenzise isevisi ekhethekile ehlinzekwa yi-Promsvyazbank. Ama-Debit amakhadi, okulinganiselwe kuwo wonke ahlanganisa wonke umuntu, angenziwa nganoma iyiphi indlela. Ngesikhathi esifanayo, ungakhetha kokubili inguqulo eyenziwe ngomumo wokuklama ikhadi bese ulayisha isithombe sakho ozithandayo.

Ukuze usebenzise lo mqondo, udinga ukwenza lezi zinyathelo ezilula:

• Khetha noma landa umklamo wekhadi.
• Yenza isicelo sokukhishwa kwekhadi lesekhredithi, ngenkathi uthola imali ye-cashback kuze kube ngu-5%.
• Linda ucingo oluvela kubasebenzi basebhange mayelana nokulungela.
• Cela umkhiqizo egatsheni eliseduze le-Promsvyazbank.

Vumela ulwazi olunikeziwe lapho amakhadi e-Promsvyazbank ekhishwa khona azosiza umfundi futhi uzokhetha ngqo umkhiqizo ozokwenza ukwanelisa izifiso nezidingo zakhe.