Loluhlelo zezimali ibhizinisi: izici nezici sokulungiselela. uhlelo lwezezimali 'yokutakula' inhlangano

Noma yimuphi ibhizinisi wentuthuko ngempumelelo emakethe kufanele ibe uhlelo lwezimali, okuyinto idokhumenti olunzulu on ukusebenza nokuthuthukiswa kwenhlangano yimali. Ngaphezu kwalokho, ngeke ukubikezela kusebenta kanye umphumela utshalomali, ukukhiqizwa futhi ezomnotho inkampani.

Lo mbhalo kumele libonise yi sokugcina imisebenzi yezimboni nezomnotho, ohlanganisa kokubili impahla engokoqobo, futhi nokuphuma kwemali yabo bonke amayunithi, nawubuka yabo futhi interrelation. Izimiso izici Umdwebo yayo kabanzi.

Loluhlelo zezimali ibhizinisi - ke synthesizes futhi ibonisa yi malini ukudlala lo ukukhiqizwa umsebenzi wenkampani. Kumila ulwazi ukukhiqizwa yayo, ikakhulu, kuba imibhalo accounting (balance sheet kanye nezakhiwo eziningi ezixhumene yayo).

Ngokwezezimali, inkampani kumele iboniswe:

• kokuthola imali futhi izimali;
• amacala kanye nezindleko lokungena nokuphuma kwemali;
• credit kanye nobudlelwane kwesabelomali;
• yenkampani-balance sheet.

Isu uhlelo lwezimali ibhizinisi kuyinto idokhumenti eziyisisekelo lonke ibhizinisi, kanye nesakhiwo eside kwenhlangano. Kufanele ibonise izinkomba main zezimali kanye ijubane zokukhiqiza, amathuba okutshala izimali, izinga wayenemfuyo futhi reinvestment. Lo mbhalo uchaza isakhiwo esiyisisekelo kanye nezisetshenziswa kudingekile lenhlangano.

Loluhlelo wezimali we ibhizinisi ithuthukiswe ngesisekelo iqhaza ngokusebenzisa imininingwane yayo. Kodwa uma esimweni sokuqala banikezwe izici okuyisibonelo kwezinsiza, ivolumu kanye isiqondiso ngokusebenzisa kwawo. Njengengxenye kudingekile samanje engavumelana zonke izinhlobo ukutshalwa nge imithombo yabo ngezimali. Ngaphezu kwalokho, kutuswa ukufunda ukusebenza reserves, eqhuba kokuhlaziywa kwezomnotho we izinkomba eziyisisekelo nezindlela yokuthola inzuzo.

uhlelo lokwenziwa komsebenzi ezezimali ibhizinisi - lena short-term idokhumenti Tactical, okuqukethwe okuyinto exhumene ngokuqondile okuphokophelwe samanje inkampani (izinhlelo zokukhiqiza, kwempahla izinto, izinto zokusetshenziswa, njll). Ifakiwe ezinhlwini njengengxenye yonyaka kanye wekota inhlangano isabelomali.

Kodwa ukulungiswa uhlelo lwezimali ibhizinisi - lokhu kuyinqubo eyinkimbinkimbi kakhulu. Iqiniso liwukuthi, uma kucatshangelwa ukungaqiniseki kungenzeka futhi izingozi ezihlobene nabo, izinketho kudingeka ukulungiselela le mibhalo: ayemakhulu amathemba ababenawo, engenathemba futhi kungenzeka kakhulu. Kuphela kulesi simo-ke sizokwazi banethemba lokuthi sentfutfuko lenkampani emakethe.

Ake eminye imininingwane indlela yokwenza uhlelo wezimali "alulame" ibhizinisi. Ngalesi inqubo, ngokuyisisekelo, kufanele abe nethonya hhayi kuphela isikali kwenhlangano, kodwa futhi ububanzi emsebenzini wayo.

Yezinjongo eziyinhloko le dokhumenti ngeke okulandelayo:

• ekubuyiseleni solvency;
• ukwandisa amathuba ukuncintisana kanye nezinzuzo;
• ukubuyiswa kwemali imali;
• nokugcina kusebenta lokukahle futsi elilungile.

Ngamagama yenhlangano ukuvuselelwa kufanele uthole incazelo kanye Ukulungisiswa ulwazi olulandelayo.

Okokuqala, uhlelo okusinda, nokwenza kahle, ukuthuthukiswa ibhizinisi.

Okwesibili, uhlelo kanye oda izinqubo kabusha futhi ukuguqula inhlangano.

Okwesithathu, analysis eningiliziwe izinqubo isakhi ukuphathwa inkampani e bomnotho, noma okunye ngaphambi ukuqala kwalo.

Okwesine, inkolelo kanye isethulo amakhono inhlangano aid ezezimali nokweseka.