Umshuwalense usomabhizinisi: into esemqoka odinga ukukwazi

Wena abazisebenzayo? Phatha kulo mkhakha akuyona kudala? Futhi kungani ukuthi ezinye zezinto ezisemqoka IP? Ufuna ukuthola ukuthi yini amaphrimiyamu usomabhizinisi kufanele ukhokhe? Khona-ke musa ukusheshe ukuvala leli khasi, ngoba lapha uzothola ulwazi oluningi okuwusizo ngalezi zindaba.

osomabhizinisi ngamunye unyaka ngamunye kufanele ukhokhe umshuwalense. Pension Fund futhi ubeka inani kulezi izinkokhelo, okuyinto uqale Countdown obhekwe isimo IP ngaphambi kosuku ukuqedwa imisebenzi yayo. Kufanele kuqashelwe ukuthi ukubhalisa Pension Fund isibopho sokuba wonke umuntu ukwenza ibhizinisi, futhi wenziwa phakathi nezinsuku ezinhlanu emva nokuhlinzekwa idatha ehhovisi lentela.

Ukuze udale esikhwameni, usomabhizinisi ayidingi ukubhala uhlelo lokusebenza Zempesheni kanye nokuhlinzekela iyiphi amakhophi amadokhumende, njengoba kunjalo okuzenzakalelayo esekelwe izitatimende EGRIP. Kuyadingeka kuphela labo abangabakhe abameli yangasese, abaseshi, notaries kanye nabanye ngubani ngokuzithandela akhokhe iminikelo Sempesheni esibhalisiwe.

Elinye iphuzu elibalulekile ukuthi iyiphi IP ibhaliswe ku Pension Fund izikhathi eziningana, okuyilezi:

• uma SP oyifunayo umshwalense usomabhizinisi pay iminikelo (inkokhelo yanyanga zonke) ngenhla isethi;
• esimweni lapho IP itholakalela abantu civil kanye izinkontileka zokuqashwa;
• uma ufuna ukuba abe umshwalense PI (kuleli cala, usomabhizinisi uzokhokha bona nezimali - yokukhokha fixed).

Esimweni lapho usomabhizinisi ngamunye unquma ukuqasha abasebenzi ukuze bafeze imisebenzi, kuyodingeka babhalise kabusha nge bentela. Ukuze wenze lokhu kuyodingeka ukuqoqa iphakheji kwemibhalo kanye amakhophi abo.

Ukubalwa nokukhokhwa kwezintela umshuwalense

Ungakwazi ukubala kanjani amaphrimiyamu usomabhizinisi? Konke lapha bekulula, ngoba ayalingana amaholo (amaholo) ekuqaleni konyaka. Futhi, inani iminikelo zingatholakala ngokuhlwaya emithombolwazini yesikhwama sempesheni, futhi wathola enhlanganweni irisidi, lapho nomtamo yokukhokha ezocatshangelwa ngesikhathi esifanayo.

Ngokuphathelene izinkokhelo ezifana iminikelo Pension Fund, SP, yenziwa ngaphambi kokuphela konyaka. Abakwazi kwenziwe noma ku Savings Bank noma ngokusebenzisa sokukhokha terminals, lapho lisetshenziswa njengedivaysi non-cash (ngekhadi) futhi imali. Inani kuyothathwa wathola uma imali ku-akhawunti ye-Pension Fund.

Osomabhizinisi bhalisiwe ngemuva January 1, ukhokhele imali kuyokwenziwa uyasho ukuthi ngenyanga ka kuqale umsebenzi. Uma umuntu unquma ukuphuma isimo SP, ubukhulu premium umshwalense kuyoba ilingana inombolo ephelele yezinsuku zokwenza ibhizinisi.

Ngakho, ama-premium usomabhizinisi, ngokungafani izintela, enezimpawu Ukuphinda. Uma zifika esabelweni sezimali Pension Fund, bathi samuntu ukuze ngamunye umuntu kwesamba futhi acabangele akhawunti ngabanye ukuthi ivulekile IP ngalinye FIU.