Sberbank ikhomishana cash Ukuzihoxisa kanye nezinye izinsizakalo zokusebenza

Nsuku zonke, abantu ibhekene isidingo ukusetshenziswa amakhadi asebhange. Asiza ukukhokhela izimpahla kanye nenze ukudluliselwa. Kodwa abaningi abazi mathupha ukuthi ibhange ngamunye has izimali kuwo wonke amasevisi anikezwa kuze kube ukuhoxiswa imali. Cabangela lokho Savings Bank of the ikhomishini zonke izinsizakalo ezihlinzekwe.

Ukuze ukuthi lokho kumangalelwa kwakuyiqiniso ikhomishana

Kungani i-fee zokudlulisela imali ikhadi Savings Bank kwamanye amabhange - kuyaqondakala. Okungenani, konke lokhu esetshenziswa futhi ngiyaqonda ukuthi amabhange kumele uthole isithakazelo sabo.

Kodwa abaningi odidayo Eqinisweni ukususwa amaphesenti imali ngokusebenzisa ATM. Ake sibheke lesi simo ngaphesheya. Ukuze inhlangano yezimali yanikezwa imali, kumele kusetshenziswe hhayi kuphela izindleko zabo ezingokomzimba nalabo abasebenza ebhange, kodwa futhi into. Amaphesenti ukuhoxa yemali ngokuvamile uhlanganisa:

• Ukuthola imali emakethe interbank.
• iqoqo Inkokhelo amasevisi.
• I iqashwe indawo lapho kukhona ATM.
• Ukukhokhela ugesi.
• Ukuthengwa izimpahla.
• Salary izinkokhelo service izisebenzi.

Yini enquma

Ngokuvamile, Savings Bank of the ikhomishini ukusetshenziswa imali (ukuhoxiswa noma ukuhumusha) kuncike ekilasini zamakhadi ikhishwe. Bangakwazi abadonsi noma ezikweletu.

Lapho izinsizakalo debit card ibhange angambaleli isithakazelo, okungukuthi, uma umuntu esusa imali Savings Bank of ikhadi i-ATM ibhange, ikhomishana icala. Kodwa lesi simiso asisebenzi debit card, asetshenziselwa kungaphandle kwesifunda wokuvula zabo okuyinto: "Maestro", "I-Visa Electron" Iphakheji "Momentum Visa Electron", "Maestro" Isevisi "Ezokuthutha". Kubo, ngoba cash ukuhoxiswa ikhomishana kuyoba mayelana 1% inani.

Ungakhohlwa mayelana umqondo ezifana emkhawulweni wosuku ukudluliswa noma ukuhoxiswa kwezimali. Uma Sberbank ikhasimende idlula umkhawulo eyabelwe (ngokuvamile akuyona kuka-500 eziyinkulungwane. Hlikihla. Per ngosuku), khona-ke imisebenzi phambili imali lapho kungadingeka akhokhe 0.5% semali.

Njengoba for credit cards, inzalo yokususa luyingxenye ngabanye. Kodwa ngokuvamile, inani Imali lingafika ku 3% semali, kodwa hhayi ama-ruble angu esingaphansi 199. Ngakho-ke, inani elincane wesikweletu ukuba Nokho, susa ezingenanzuzo, njengoba enkulu.

Imali ethunyelwe

Ungadlulisela imali ngezindlela eziningi:

• Nge ibalazwe in Savings Bank kumephu.
• Nge amakhadi Sberbank ku amakhadi nezinye amabhange.
• Nge ikhadi ku-akhawunti.

Ukudluliswa imali ikhadi ikhadi Savings Bank kungenziwa noma ngokusebenzisa i-ATM noma nge-akhawunti siqu "Sberbank Online". Ukuze afeze lo msebenzi, kwanele ukuba wazi inombolo yekhadi noma inombolo yocingo Umphikisi yakho, okuyinto lizonamathiselwa ikhadi. Ikhomishana imali ukudluliselwa emkhatsini abanikazi bamakhadi ebhange lizokhokhiswa.

Uma udinga ukudlulisela imali ikhadi Savings Bank ebhange, owokuqala kuthatha ikhomishana u-1.5% inani, kodwa ruble ezingeqile kwezingama-30. Lokhu kudlulisa kungabuye eyenziwa izindlela kuchaziwe ngenhla.

Ukuze abanikazi bamakhadi ukudluliswa kwemali etholakalayo inketho kusuka ekhadini ku-akhawunti ebhange noma wesithathu.

Lapho lihunyushwe kwelesiHeberu Sberbank ikhadi ku-akhawunti ivulekile ebhange efanayo, akukho ikhomishana ikhokhiswe. Lokhu zikwenze uzitshele ukuthi ikhadi ne-akhawunti ivulekile esifundeni eyodwa futhi izinyathelo translation abazenzi ngaphakathi esifundeni. Uma i-akhawunti yamanje ivulekile kwenye esifundeni, imali ukudluliselwa kuzosuka 1% 1.5%, kodwa ruble ezingeqile kwezingama-30. futhi engekho ngaphezulu kuka-1 THS. deda. Ungenza imali ukuthengiselana izimali zakwamanye amazwe. Ngakho ikhomishana Savings kuyinto 0.5% kuya 0.7%, kodwa hhayi ngaphezulu kuka $ 100.

Kungenzeka futhi ukuze uthumele kusuka ekhadini kwi-akhawunti yelinye ibhange. Lapha mali 1-2% semali, kodwa akukho ruble abangaphezu kuka-1,500. Uma ukuhumusha kwenziwa izimali zakwamanye amazwe, ibhange kungathatha wena imali ukudlulisa 1%. Imali Maximum kulokhu $ 200.

Khansela kuthengiselana akunakwenzeka. Ngakho-ke, uma udlulisa ezishisiwe ezinkulu kudingeka kube njengoba ikukhonzile. Esimeni imininingwane engalungile wabonisa udaba kufanele ingaxazululwa nomamukeli lemali futhi bathembele kuphela ngenxa yokwethembeka kwakhe.

cash ukuhoxiswa

Ukuhoxisa ukheshi akuyona babevinjelwe ukubuthola noma ngekhadi debit noma i-credit. Omunye umbuzo uwukuthi mangaki kungathatha anjalo imisebenzi Savings? amacala yasebhange ngeke ifane kusuka amakhadi ekilasini, futhi kwenzekani ATM cash Ukuzihoxisa.

Ngokwemvelo, ukuze kugcinwe inhlangano yabo lasebhange angambaleli lutho. Ungathola ukheshi ngaphandle kokukhipha amaphesenti, kodwa hhayi ruble ezingaphezu kuka-50 eziyinkulungwane. Ngesikhathi. Uma udinga imali ikhadi lesikweletu, kufanele uzilungiselele ukukhokha ibhange imali engafika ku-3% semali, kodwa ruble hhayi ngaphansi kuka 390. Kulokhu, uma uzama ukususa imali Savings Bank credit card lingasetshenziswa esigungwini lomunye yasebhange, imali ngeke azisizi 4% semali oyifunayo. Futhi Commission kungathatha amabhange amabili nje, ngokulandelana, futhi izindleko kuyokhula.

Usizo ukuze uthumele imali

Sberbank ngokwayo kukhawulela translation phakathi kwama-akhawunti siqu. Ngokwesibonelo, ngeke ukwazi ukudlulisa imali credit card yakho njengoba lasebhange ukuze wakhe. Futhi nakakhulu komunye umuntu.

Lapha basisize amasistimu ehlukile yokukhokha ukuthi udlulisele imali noma yikuphi futhi zonke izinhlobo izinsiza.

Isenzakalo esidume kunazo zonke yilena:

• "Kiwi" -koshelek. Ukudluliswa izimali kungadla Russia 2% semali, plus isevisi kuzothatha ruble yakhe 50, ukuze kwedluliswe kwamanye amazwe kuyodingeka bakhokhe 2% + ruble 100.
• "Yandex". Ukuze noma yikuphi ukuhumusha kuyodingeka bakhokhe 3% semali ruble 45 futhi inkonzo.
• "Webmoney". Lolu hlelo kuzothatha ruble yakhe 40 ngoba inkonzo futhi lemali kuyodingeka bakhokhe 2.5%.

Translation by "Sberbank Online"

Lolu khetho luyatholakala kubo bonke abanikazi debit nama-credit card Savings Bank. Ukuze ukuqedela okwenzayo, udinga:

1. Faka i-akhawunti yakho siqu.
2. Khetha isigaba "Izinkokhelo nokudluliswa".
3. Khetha ukusebenza okudingekayo, okungukuthi, oyobe izimali ukudluliswa: Savings Bank ukuze iklayenti noma amaklayenti nezinye amabhange.
4. Cacisa inombolo yekhadi yomemukeli noma inombolo yocingo (uma ikhadi kuboshelwe inombolo).

IKhomishana Sberbank komunye ikhadi ebhange ofanayo, noma ukudluliselwa phakathi kwama-akhawunti yakho izokhokhiswa. Ukuze udlulisele kwelinye ibhange izithakazelo kwamakhasimende zithathwa ngokuvumelana tariff.

Dlulisa kusuka efonini

Le ndlela itholakala ku abanikazi amakhadi Savings Bank kuphela. Ngamanye amazwi, iklayenti lomunye yasebhange ukuze imali ayikwazi ukudluliselwa.

algorithm ezilandelayo:

1. Esibalweni 900 udinga ukuthumela i-SMS ne umbhalo "******* Translation 9 47 650", lapho 9 ******* 47 - inombolo yomemukeli yocingo, futhi 650 - lemali Iyatholakala.
2. Ephendula SMS kulandela ikhodi kanye nedatha ye-umamukeli. Badinga ukuvumelanisa, bese kuphela ukuthumela umlayezo nge ikhodi. Ngemuva kokuthumela imali ekhadini uzobe ukwesulwa esivuna umamukeli.

Sberbank Commission lezi zenzo lizokhokhiswa.

Udinga ukuba banake yokuthi lo msebenzi uye bekani imingcele lokuhumusha: elingekho ngaphezu kuka 10 ukuthengiselana ngosuku hhayi ruble ezingaphezu kuka-8000.