Ukwehla kwamandla emali aqondene nezindleko. izingozi

Imiphumela kanye nezindleko emali abe zombili emihle nemibi. I omuhle ukuthi kuqhathaniswa okusezingeni eliphezulu ukukhula ngesilinganiso amanani azo zonke izinhlobo imikhiqizo ukubonisa ukuthuthukiswa ngokushesha emnothweni emva kwesikhathi eside yokujama tsi. Imiphumela engemihle ngokuyinhloko elihlobene ne-lizoqala we emakethe yasekhaya futhi ingozi Ukuwohloka sabantu. Nokho, nge-umnotho esungulwe, isimo kwezenhlalo nakwezombangazwe lizimelele ezithule ngokwedlulele ongaphakeme / ukwenyuka kakhulu kwamandla emali - kuyinto "okubi" isici esilimaza isikhundla kokubili abakhiqizi ezifuywayo kanye zimali.

Izindleko kwezomnotho emali:

- Ukwanda lokuvumelana izindleko. Izinga lokwehla kwamandla emali ngokwawo indlela eyisipesheli imali yentela. Amanani ngokushesha kuthiwa ezinwabuzelayo up, ayanda ezingeni ukuthenga izibambiso noma zezimali. Amabhange nawo kuthiwa ube isabelo sabo ngezithukuthuku imali entsha. Nokho, uma nokungathembani emakethe yasekhaya - kunjalo akonakele lutho, izakhamuzi ezivamile ugcine kuphela izimali zakwamanye amazwe esitebeleni. Isibonelo zakudala - yasekhaya dollar bankohranilischa 1990. Labo ukuxhumana acebile noma ukulahlwa, yebo, wenza ibhidi imisebenzi zokucabangela nge izibambiso. Kunoma yikuphi, i "indlela" enjalo futhi unalo ilungelo lokuthatha khona, kodwa kuphela ngaphansi kwezimo ukuzinza isihlobo.

- Abakhiqizi njalo ubuyekeza intengo zabo uhlu, futhi ngokulinganisa, ehlushwa ukulahlekelwa esindayo abasembonini yokunyathelisa, bephoqeleka ukuba beveza entsha ukumaketha izindlela, inkanuko yokuthengisa. Kuyini futhi ecacile: izindleko emali kwaholela eqinisweni ukuthi abantu ukulahlekelwa imali yabo, kodwa ngoba uyasinda liqondise kabusha izimali ukuthengwa kwezimpahla kwansuku zonke. ukuthenga isikhathi eside lihlehliselwe isikhashana.

- Microeconomic izindleko kwamandla emali. Iqiniso liwukuthi esikhathini emali okusezingeni eliphezulu, izinkampani ezincane akuzona inzuzo kakhulu njalo ukushintsha izicelo zabo zamanani, futhi kulapho olusha umkhiqizo line. Bazama ukunciphisa izisetshenziswa ezingeziwe, ngisho uthole inzuzo ezincane, kodwa ngokwenza kanjalo ukuze ingaziki. Noma kunjalo, bazifake engozini yokulahlekelwa emakethe oluyingozi: abadlali namandla anawo amandla kanye nekhono ukubuyekeza imikhiqizo kanye nokukhangisa imikhankaso. Ngenxa yalokho, izindleko emali kwaholela ukwehla yisabelo ibhizinisi elincane umnotho futhi kudaleke namathuba ezinye preconditions sokuhlanganiswa abadlali, ukukhula amaqiniso abanamusa nokubambisana, futhi kwezinye izimo, kanye monopolization izimakethe.

- Izindleko emali ku imali kanye nezinye izimali ezifakwa emabhange. Kuyacaca ukuthi osebeni njengoba izakhiwo commercial akanandaba isitatimende lalo. Ngaphezu kwalokho, benza inzuzo ngaphansi kwazo zonke izimo. Kulokhu, ukwanda kwamanani ezimpahla kwehlela kuholela ukwehla izinga amazinga isithakazelo, isb emabhange emthethweni ukuthola inzalo enkulu kakhulu, futhi de empeleni waba, nge inzuzo amandla emali isici esingaphansi umnotho ozinzile.

- Izindleko zentela kwamandla emali. Kukhona futhi ilula: ayanda emali, izindleko ephakeme kanye intela. Ikakhulukazi iminotho emphakathini sicindezelekile: ukunciphisa intela ingase avuse ngisho ukwanda ezingeni ukuntengantenga nomphakathi.