Kuyini emali nokuthi ukubala

Ngaphansi izinga lokwehla kwamandla emali bona ukwanda ngokweqile supply imali, nichichima iziteshi of yemali kwegazi izindlela futhi okuholela ngamanani izimpahla nezinkonzo. Kusukela Latin elithi "izinga lokwehla kwamandla emali" kusho "ukuvuvukala". Wona kanye umqondo welithi sekukhona ekhulwini XX ngenxa izinguquko ezinkulu emnothweni wezwe futhi okwakuhloswe imali komsebenzi iphepha supply.

Esikhathini sethu, izinga lokwehla kwamandla emali - ihlupha womnotho emakethe. Lokhu kungenxa nokukhula ngokushesha ukukhiqiza kwezimpahla, bulukhuni okwandisa yokulandelana kwayo ngokohlu, izinguquko zamanani imikhuba. Ukushintsha Dynamics amanani phezulu yilona imfuneko eyisisekelo for kwamandla emali. Futhi, ngesizathu iyona uhulumeni isabelomali kusilela ngenxa ukukhula kwemali kahulumeni.

Isici esiyinhloko emali - ukudayiswa kwayo ngemali eyifanele. Ayanda njengoba linjalo, njengeliyiZwi kubi kakhulu umnotho. Quantitatively libhekene izinga lokwehla kwamandla emali ukubaluleka izinkomba ezifana izinga lokwehla kwamandla emali, t. E. Speed yenqubo yalo ukuthuthukiswa.

Emali incike izinga amanani ukwenyuka. Kunezinhlobo ezintathu eziyisisekelo:

1. kukhasa (noma okusesilinganisweni), ukwehla kwamandla emali kwentengo uma kuqhathaniswa ongaphakeme. Ukwanda akuyona ezingaphezu kuka-10% ngonyaka. Lolu hlobo emali kuyisici sobuntu emazweni amaningi athuthukile kanye ayimeleli ibe usongo olukhulu iminotho yabo. Ngaphezu kwalokho, ezinye izazi zezomnotho ngisho bebona kudingekile ungamele wenzuzo kwezempilo ekuthuthukiseni isici ekulinganiseni ukubaluleka imali.

2. agijima kwamandla emali, uma ekunyuseni amanani zazisuka 20% kuya ku-200% ngonyaka. Lokhu kulinganisela isiyi-isici sina kungasimamisi ngoba umnotho futhi kudaleke namathuba ukungezwani ngaphezulu umphakathi. In esigabeni sokuqala, ukwanda okusheshayo supply imali, kakhulu kokweqa amanani ukwenyuka. Isigaba eyinhloko spike abukhali kubo. Lesi sigaba libhekene ukwanda isibalo enana ukuthengiselana, inguquko ngokwengxenye ukushintshanisa. Nokho, ngalesi izinga lokwehla kwamandla emali kusengenzeka ukunqotshwa ukubikezela.

3. izinga lokwehla kwamandla emali lapho amanani basukume ngonyaka ngokushesha kuka-200%, kuyisici sobuntu ayehle kakhulu amandla emali. Lapho imali yakhe ulahlekelwa umsebenzi walo elithile value savings, isimo somnotho siya ingalawuleki futhi ayisekho ukunqotshwa ukubikezela. Nge ukukhula amanani ngamaphesenti amahlanu ngenyanga ukhuluma ngani super-ayehle kakhulu amandla emali, kodwa akuyona umkhawulo.

Ukubala of izinga lokukhula ukwenyuka zisetshenziswe ukuhlolisisa ukushuba inqubo yayo futhi kuyadingeka uma ungena eside amadili. Njengoba ojwayelekile, ufuna ukubala esivezwa izinga lokwehla kwamandla emali rate yonyaka, nakho ibalwe ngokwendlela kulindeleke nyangazonke isilinganiso ukukhula rate. Lezi izibikezelo zithathwa kusukela kumithombo olusemthethweni, okuyinto ishicilela projection ukuthuthukiswa komnotho isimo elilandelayo, nezikhathi ezikude.

Lapho kubalwa wabikezela izinga ifomula isetshenziswa ngasiphi isikhathi lapho kulindeleke ngesilinganiso emali isikhathi olufunayo ephakanyiswe emandleni ilingana nenani izinyanga esikhathini esinikeziwe.

Ngesisekelo le Inkomba is forecasted kanye yonyaka izinga lokwehla kwamandla emali rate. Lezi idatha zisetshenziselwa ukukhiqiza inzalo emakethe ezezimali, lokubonakala ukubaluleka stock exchange izinkontileka.

Ungakuchaza kanjani agcwele lamanje izinga lokwehla kwamandla emali eRussia? Ngokusho kochwepheshe, Dynamics ukukhula impela high. Uma lokhu kuqhubeka, ekupheleni konyaka izinga lokwehla kwamandla emali izibalo kudlulwe zonke izibalo umhlahlo. Lapho izinga kokuqala umhlahlo izintengo e 6% ochwepheshe ngokuthi lesi sibalo ngo 9% namuhla, ngesikhathi iningi ezifundeni lapho umthombo ukushisa yigesi, amazinga ukukhula kuhlelwe kusukela 12-15% nangaphezulu.