Umqondo Economic Wezezimali

Okunjalo ubudlelwane kwezomnotho, okuyinto yenzelwa inqubo ekwakhekeni, ukusatshalaliswa kanye nokusetshenziswa waqhubeka yemali izinsiza ukwenza ezihlukahlukene isimo eyodwa izinjongo zabo nemisebenzi kanye nokudala izimfanelo zokugaya, libhekene nomqondo ezezimali uqobo.

Izici eziyinhloko Ezezimali

• ngokuhamba ubudlelwane ezinjengalezi abadlali benawo amalungelo ehlukene, elinye lawo (uhulumeni) ngaphezu ilungelo ifa amandla angavamile;
• izinhlangano ezimbili ubudlelwane imali oxhumene, lapho imali ukutholakala inkolelo impahla kanye ihlelwe umsebenzi Ezezimali (Finance khona kuphela uma imali);
• zimali, njengoba isimo Isikhwama jikelele nezimali kuwumphumela ubuhlobo obunjalo (lezo zimo zengqondo ngokuthi kungenziwa labizwa ngokuthi ukulingana);
• njengoba amathuluzi for kokuthola okuqhubekayo kwezimali e isabelomali uhulumeni ekhethe okubizwa ngokuthi izinyathelo sibhekwe. Ukuze bazokhokhisa izintela nezimali akunakwenzeka ngaphandle kokusekelwa amadokhumenti omthetho kanye zomthetho ngaphandle kahle iziphathimandla yentela.

Siyini isisekelo?

Umqondo yesayensi ezezimali kungenziwa rephrased njengoba uhlobo ukuzihlanganisa izinqubo emphakathini, elele phezu futhi kubonakala ngezinga elithile ngezinqubo ezihlukahlukene ukwesekwa cash flow ukheshi kanye non-cash.

Umphumela wanoma isiphi ukuthenga kwemali yenziwe ukukhohlwa osekudlulile izimali. Lokhu kungaba ukudluliswa eziqoqwayo ukuze enzuzweni isabelomali wombuso noma ekwakhekeni naphakathi-ibhizinisi imithombo, kanye kungaba idiphozi kwezimali kuma-akhawunti ye isimo off-isabelomali izimali kanye zosizo.

Naphezu ukubukeka ukunyakaza real imali ukuthengisela, ke akalushongo umqondo ogcwele ezezimali. Ukuze ngandlela-thile baqonde isimo sawo, kufanele ukwazi ukubona labo ezijayelekileko kanye izakhiwo ukuthi ngaso isisekelo imihlola ezenzeka emkhakheni wezezimali. Kuyadingeka ukuqonda ubudlelwano eziyimbangela yokuhlupheka kubahlanganyeli ukukhiqizwa futhi nobudlelwane bokuhlalisana.

Ngoba lezi ubudlelwano olwenziwa ngqo ngokuhamba zokukhiqiza kwezenhlalo, uhlamvu yabo, ngokulandelana, kuyinto umbala ubudlelwane ukukhiqizwa.

Ngasiphi esiteji zikhona izimali?

ubudlelwane zahlukahlukene kakhulu emkhakheni zezomnotho, basuka singenzeka emazingeni ahlukahlukeneko wendlela inqubo yokuzala, kuhlanganise nawo wonke amazinga ubudlelwane kwezomnotho kanye zonke izindawo umsebenzi wezenhlalakahle.

Ezezimali, umbono wokuthi izincwadi esizifundayo, ayezosebenza njengabaqondisi uyakwazi ukubonisa ubudlelwano kule mboni, futhi ube nenhloso ethize ngenxa yokuphila komphakathi. Umqondo "ezezimali" libhekene isici esiyinhloko - kuba ukwesekwa yabo imali izinhlamvu. Ngaphandle kwemali okulinganayo akukwazeki finance uqobo khona. Uma ususa imali, njengoba isigaba ngezimali zikahulumeni, futhi, ngeke ukwazi ukusebenza njengoba umqondo ezezimali kusho khona kuqala.