Izikweletu intethelelo futhi intela nemithelela

Omunye ngezizathu ekunqanyulweni kwe nezibopho phakathi kwabantu nezinhlangano ezingokomthetho angathetheleleka isikweletu. Okunjalo ithuba practice nezomnotho kuyaqabukela esetshenziswa, njengoba isimo kuthengiselana kuphakamisa izimpikiswano ngokuphathelene eziningi eziphathelene semthethweni yezenzo futhi ibhalwe. Lapho sibhekene nesinqumo yezivumelwano zokuthengiselana efanayo ngisho nochwepheshe unezinkinga ukubala kanye nokukhokhwa kwezintela nezimali kunesidingo.

Ngakho-ke yini ukuthethelelwa ezikweletini kangakanani inkinga ngempela ibhalwe kahle esimeni esinjalo kokunamathela endleleni kwakhishwa umthetho onjalo?

Uma kuziwa ezikweletini intethelelo

Ukusebenza ukumisa yokukhansela izikweletu kuwumsebenzi we unecala lokugcina ayemkweleta. Izenzo ezinjalo zingenzeka kuphela uma ingangqubuzani amalungelo besithathu.

Izimo zethu zihluke kakhulu akuvamile izikweletu intethelelo phakathi izinhlangano okuthiwa kuthengiselana ngaphandle kwemali. Njengoba isibonelo esinjalo ithuluzi kwezomnotho ezifana izaphulelo, okuyinto uthola umthengi ukugcwaliseka kwezimo ezithile.

Uma ucabangela udaba ezikweletini intethelelo, kubalulekile ukuba ahlukanise eside ezifana "ukudlulisa khulula", njengoba nje kuvamile namanje imiqondo ehlukene ngokuphelele. Endabeni ukudluliswa khulula kwezimali noma impahla umthengi lula kakhulu izibalo ezihlobene intela ye inzuzo futhi kunciphisa ukulahleka kusuka VAT.

Ukuthethelelwa izikweletu emigomeni isibonelelo

Ubukhosi lokuvala khulula yesikweletu angabhekwa isimo lapho umbolekisi akudingi imali okweletayo noma impahla, okuyinto uyakunika wokuhlengwa izikweletu. Kuyaphawuleka ukuthi ngokuvumelana nemithetho the Civil Code izinkampani commercial abakwazi bangena esivumelwaneni of umnikelo inani ruble 500. Kule ndaba, kuze kuthenga kade isebenza, khulula ezikweletini intethelelo umuntu wezomthetho cha dluzula lomkhawulo, noma umbolekisi kufanele kube umuntu wemvelo, ezifana umsunguli. Njengoba amadili anjalo zingenzeka izinhlangano ezingenzi nzuzo.

Nezikweletu ukuthi sithethelelwe ozuza isimo khulula, ngokugcwele kuyo non-yokusebenza imali. Futhi izindleko i ukumnika enjalo zenani izinkomba emakethe futhi kulawulwa Article 40 we Tax Code. Uma engenayo yamukelwa ngokuqondene yokufuna ezimpahleni ezingasuki phansi, akufanele kube ngaphansi kwenani asalile, ebhaliswe Registered Umthengisi. Futhi, intengo ubuncane yesikweletu ayikwazi ukudlula inani izindleko eziye kuzona mayelana womshini izimpahla.

Kuleso simo sokuvalwa izikweletu lungekho ngaphansi kwentela engenayo

khulula ezikweletini intethelelo akukwazi intela engenayo uma izimpahla eziphathekayo noma izimali ethathwe umsunguli wenkampani nge 50% iqhaza, noma inkampani, okuyinto has kumaphesenti afanayo nokulingana. Wasebenzise kahle amathuba ezingxoxo leli lungelo kungenziwa inqobo nje uma impahla akuthunyelwa phakathi nonyaka besithathu.

Iziphathimandla zentela banemizwa engqubuzanayo mayelana lungelo lenkonzo ngenxa bakholelwa ukuthi ukuthethelelwa isikweletu umsunguli ukudluliselwa amalungelo endawo, kunokuba lezimpahla amanani. Kulabo akulungele zikhathi zonke ukuvikela umbono zegceke, kutuswa ukusebenzisa wokuqulwa kwamacala ezinkantolo ukuthi iye yathuthukiswa Ezimweni ezinjalo.

Ukuthethelela ezikweletini nokubuyisela

Cabangela lesi simo lapho umphakeli ukulungele ukuthethelela isikweletu esenana izibopho ezithile ingxenye umboleki. Izenzo ezinjalo akakwazi ngokuthi ukuthethelelwa oludlulele. Ngo ezimali, ama-akhawunti Iyatholakala ukwesulwa mayelana nesigameko kokuphela kwesikhathi komkhawulo, kuyaqapheleka non-yokusebenza imali.

Ngo ekwakhekeni inzuzo ingxenye ngenxa ukuthethelelwa izikweletu kwandisa base intela, ngakho-ke kubalulekile ukwenza ukuhlolwa efanele izikweletu ukuze imali oyitholile akuyona egculisayo ehhovisi lentela. I oluyilo kakhulu kungaba ukwenza ingxenye ngemali ncamashi leli nani izikweletu, okuyinto umane yomuntu obolekisayo. Ngenxa yalokho i-operation enjalo, umthengi unelungelo lokuthathwa njengomsulwa futhi acabangele VAT yokufakwayo imali yabo.

Ukwenza isivumelwano ezikweletini intethelelo, kubalulekile ukubhalisa kule dokhumenti zonke izimo umdayisi ukuthethelela ngaphansi lapho umthengi izikweletu. Kuphela kulesi simo-ke kungafakwa imali nenani intethelelo. Zonke izenzo alawulwa Article accountant 250 Code Tax, isigaba 18.

Ingabe i-VAT ukuxhuma futhi ngesikhathi izikweletu intethelelo

Okwamanje, umthetho umisa isinqumo esifanele ukuze ninciphise VAT ukuthenga, ngisho noma esehamba ingakhokhwa. Uma ucabangela isimo ku ukuthethelelwa izikweletu, ungakwazi ebhekene umbuzo uqhubeka kanjani esimweni esinjalo ne-VAT.

Ngakolunye uhlangothi, uma ubhekene nesimo esinjena, kuhambisana nazo zonke izimo ngoba ukwamukelwa ebanjwayo. Umdayisi ukuthi invoyisiwe, futhi umkhiqizo nomphumela lalisetshenziswa kwezomnotho umsebenzi kuncike VAT. Ngakho-ke, kuphakama imibuzo eminingi ne ebanjwayo. Ngakwelinye ihlangothi, umdayisi nabo babeba ezidingekile ekubalweni izinqubo-VAT ukukhokha isabelo zimali ukuze wonke kuleyo ngxenye ukuqaliswa, zazo ukuthethelelwa izikweletu kwanqunywa. Ngenxa yalokho we engenele nesabelomali isimo akuzange kwenzeke.

Nokho, neziphathimandla zokulawula bacabanga okuphambene kunalokho. Ochwepheshe Tax, njengasekuqaleni, kunenkolelo yokuthi umthengi engazange ikhokhwe izimpahla ngeke unelungelo kubanjwe. Babhekisela umthetho othi ebanjwayo VAT engavumelekile itholakala kuphela uma ikhomishana izindleko zangempela. Futhi njengoba nezibopho zikhanseliwe, futhi izindleko ngoba akukwazi. Ngenxa yalokho, ukuthi kubanjwe u-value added tax akunakwenzeka.

Ngenxa yokuthi lesi simo kuyadida, inkampani ngayinye yenza isinqumo esisekelwe olwazini lwabo yomthetho.

Ingabe ibhange athethelele izikweletu ku loan

izibopho Ukuthethelela izivumelwano ezihlobene loan, njalo kwenzeka ekuthatheni isinyathelo ebhange. Uma umuntu ayemkweleta wathatha isinqumo sohlangothi olulodwa ukuthethelela okweletayo, wathumela isaziso esisemthethweni nenhloso enjalo. Lo mbhalo okwanele ukuqinisekisa ukuthi okweletayo kubhekwa yena ebugqilini isibopho sokubuyisela loan, kodwa ngaphansi kombandela ukuthi Akanandaba. Uma isinqumo sesithathiwe nekhululekile, amaqembu isivumelwano zokuthethelela, usale nezikweleti, okuyinto sicacisa izimo ukuze anakwe noma khulula ngesinqumo esifana nalesi. Ngemva ukuqedwa oyinhloko isithakazelo yokukhokha asikho isidingo.

Lapho ukukhululwa oludlulele ka okweletayo kusukela izibopho loan inqubo enjalo uthola isimo imisebenzi isipho.

Ngubani ongabala ku ukuthethelelwa izibopho loan

Ngokuvamile, ukuthethelelwa izikweletu loan iqalwa yasebhange uqobo, hhayi ngesicelo siqu okweletayo.

A sesikweletu anithethelele kahle izikweletu esincane ngenxa yokuthi izindleko esichithwa nokuvulwa yesikweletu kuyoba ephakeme kunaleyo isamba semalimboleko. Ngokuvamile, amabhange ukunikeza abaqoqi encane izikweletu, kodwa ngaso sonke isikhathi, le ndlela ubhekwa nenzuzo sikhungo credit. amabhange amaningi ayemane azisebenzi iqoqo ejensi kanye nokuqoqwa kwezikweletu neminyango nifuna izikweletu ezinkulu.

Iphutha yokuboleka le mali isikhathi

Esinye isizathu ukuthi ibhange anithethelele isikweletu ayemkweleta, kuyinto kokuphela kwesikhathi imincele. Uma usuku ukwehluleka ukukhokha inkokhelo elandelayo Sekudlule iminyaka emithathu, izidingo sesikweletu kuyothathwa ngokuthi siyize. Kanye duty eyinhloko asikho isidingo futhi eyinzalo yokukhokha. Yisiboniso uyakuyikhazimulisa uyoyekwa esibopheni ukuhambisana nezibopho sivumelwano.

izimo ezikhethekile, okwaphumela izikweletu bhala-off senzeka

Ngo the Civil Code kunezimo ezikhethekile okwaphumela sokuvalwa izikweletu loan. Lezi zimo zihlanganisa kokufa iklayenti, ukunyamalala okweletayo, ukuntuleka lokuqhubeka izibopho sivumelwano ngesimo ifa komsebenzi.

Isivumelwano ezikweletini intethelelo ingaqukatha izimo ahlukahlukene ekunqanyulweni kwe imisebenzi. Ngokwesibonelo, okweletayo ubophekile ukuba ubuyisele inkokhelo eziyinhloko eyayikhokhelwa ukudedela zikuthola isithakazelo futhi izinhlawulo. Leli cebo kuyazuzisa ebhange, njengoba uthola ingxenye enkulu yomsebenzi imali, okuyinto obuyigugu kakhulu uma ziqhathaniswa inzalo enqwabelene.

Indlela yokwenza isampula izikweletu intethelelo sivumelwano

Ukuze balinde kokuphela isikhathi umkhawukho wesikhathi izikweletu, kukhona nencwadi engokomthetho ngawo ikhishwa esikweletini ziyophela. Ngesisekelo amaphepha ngemvume singatlolwa bunjesi izikweletu zithethelelwe ezindlekweni futhi kanjalo ukulondoloza ku intela. Ngo i samuntu okunye, okweletayo bangase bavumelane ukubuya imali sibonga ukusulwa kwesikolodo ezithile.

Kungakhathaliseki ukuthi ayehlala ezindlini imigomo yesivumelwano, leli phepha ukuze bangabhekani kuyadingeka ukugcwalisa ngokuhambisana nezidingo iziphathimandla zentela. Ukuze ugweme izikhathi ezingemnandi neziphathimandla okugada, isivumelwano sokuvalwa izikweletu kumele njalo inzuzo. Lowo Mbhalo wangonyaka we kumele siqukathe ulwazi oluyisisekelo mayelana nesikweletu, isizathu non-ukubuya isizumbulu semali, isithakazelo futhi izinhlawulo.

Endabeni ka ukubuya olungaphelele izimali, iningi mhlawumbe kusukela iphuzu intela umbono, kubalulekile ukuba ucacise inani eliqondile ezibophweni entsha kanye nemigomo buyiselo.

Uma wonke amaqembu kwanqunywa ngokuthethelela oludlulele ezikweletini, isizathu isivumelwano esinjalo kungase kudingeke uchaze ukuthi umhloli intela. Kule ndaba, sincoma ukwenza kuhle izikweletu intethelelo. Imiphumela intela okungabangelwa non-ukuhambisana nemithetho, can nomthelela obalulekile izimali ayemkweleta sika.

ukuthethelelwa okungaphelele noma ingqikithi izikweletu komuntu

Into enjengale ukuthethelelwa izikweletu umsebenzi noma omunye umuntu, ngokuvamile ngempela. Inhlangano lucwaningo le nqubo ngesisekelo the Civil Code. Uma inkampani evala izikweletu umsebenzi, uye yena, kukhona imali ukuthi kuncike yentela ngemali engenayo. Imithetho esungulwe inzuzo non-zikhokhe intela maqondana ngokunikeza izipho ngezinto ezibonakalayo. Mahhala ezikweletini intethelelo ukuze ilulame isimo umnikelo, ngakho eziqoqwayo awekho ngaphansi isamba esingeqile ruble 4,000.

duty zempikiswano kuhlolwa umshuwalense

Ngaphezu kwentela yengeniso e inani loan singenakushintshwa icala amaprimiyamu, kusukela iholo engaqondile wathola abasebenzi ngaphansi inkontileka zabasebenzi. Uma inkampani akafuni imali enjalo, sabakhuthaza isinqumo sakhe ngenxa yokuthi isisebenzi imali ayixhumene ukuqaliswa nezibopho zabasebenzi, umbono onjalo uyoba ukuvikela ngendlela ekhethekile, esisho okufanayo ukulamula umbango umkhuba.

Kukhona izincwadi eziningana olusemthethweni, okuyinto iveze esicacile ngesidingo sokuba ekubalweni umshuwalense ku ukwesulwa kwesikweletu komuntu. Futhi, oyisazi ubonisa ukuthi kuvalwe isibopho izikweletu ayikwazi oluthathwa ku zabasebenzi, uma kungekhona ngokoqobo lelipelwe e inkontileka. Mayelana nalezi izinkampani kulula ukukhipha izikweletu intethelelo yisivumelwano umnikelo. Kuyinto ephawulekayo ukuthi lo mshumayeli ekwakhiweni akuyona ezibucayi okweletayo.