Kanjani ukuze uthole amaphesenti angu-13 ngokuthenga kwe ifulethi? Ukubuya 13% ngokuthenga kwe zokuhlala

Zokuhlala ingcebo market, kanye eziphilayo, njalo esiminyaminyeni sezimoto. Abantu futhi badayise indlu ngazo zonke izikhathi. Namuhla umthetho Russian wasungula kungenzeka kubuye isabelo zimali esichithwa ukuthengwa kwezindlu - zokuhlala, izindlu, amakamelo kanye nezinye izikhungo. Ake sixoxe ngalokho imikhakha bentela anelungelo imbuyiselo nendlela bakwenze entela kuthengwa efulethini.

Ubani onelungelo ukukhipha ukubuya

Ngokusho imithetho esungulwe ngumthetho, ukubuyela ingxenye yale mali ikhokhwe ukuhlala ingcebo unelungelo lokuthathwa njengomsulwa umuntu wamukeliswa umvuzo futhi ukhiphe ku isamba iholo enqwabelene kwentela yengeniso ukusebenza nje. Leli lungelo ebizwa ngokuthi Art. 220 Tax Code. Kafushane, udaba ungakwazi kuphela ukubuyela lokukhokha komunye oyedwa yentela ngemali engenayo. sokubuyiselwa imali enjalo kule Tax Code ngokuthi impahla, kungenzeka kuphela inani lemali yokudlulisa. Uma yentela isabelomali kungentiwa, okungukuthi. E. Umuntu ayisebenzi noma ukusebenza unofficially, ilungelo imbuyiselo ingekho. Ngakho, ilungelo lomthetho, futhi uhamba isinyathelo ezifana ukuthenga zokuhlala, - ethola 13 wamaphesenti izindleko ezivelayo ngalinye.

Kukhona isamba imikhawulo ukuthenga, okuyinto sizobe ukumboza kamuva. Thola imali ebanjwayo kungaba:

• umnikazi noma oshade naye ngokomthetho;

• omunye kubazali abanengane umnikazi ezincane uma ebanjwayo ngaphambili ngeke ikhishwe.

Okuqukethwe kungaba susa kuphela uma, ukuchitha izimali zabo. Uma ukuthenga senziwa ngezithukuthuku iMali kwenhlangano, izabelomali emazingeni ahlukahlukene, inhlokodolobha womama, ilungelo nokubuyisela kuphakama. Manje sibheka indlela ukuze uthole amaphesenti angu-13 ngokuthenga kwe ifulethi.

Okuqukethwe impahla ebanjwayo kungenzeka uma uthenga impahla noma umhlaba ukuze kwakhiwe yayo, ukwakhiwa kwesakhiwo yokuhlala, akhokhe inzalo loan mortgage.

Akukona ukunweba lokhu inzuzo ukuze izindleko kabusha ukuhlela kwezakhiwo, yokufuna amapayipi nezinye izinto. Lokhu kubalulekile ngoba ukuzisho ngokwenu lezi izindleko waba ukuba kuthiwe kuyoholela abamukeli lokuhlolwa yentela reception yayo bese ubuyela sokuvuselela idokhumenti.

Kunoma iyiphi ukuthenga senziwa siqu kwentela engenayo imbuyiselo

Ngaphansi kwencazelo "into sokuthenga" livela amadokhumenti wezomthetho, uyakuqonda okulandelayo ingcebo amayunithi:

• flat ingxenye, egumbini;

• isheya endlini kuwo;

• umhlaba kokuba IZhS isigaba, t. E. Ingabe efanelekayo yokwakha ngabanye. Buyisela 13% ngokuthenga kwe zokuhlala (izindlu) kule ndaba kungaba unyaka lapho ubunikazi izakhiwo ezakhiwa noma wabelane ngakho kubhaliswe ngokusemthethweni;

• umhlaba (share) nge isakhiwo elise kwalo.

Ukubalwa impahla ebanjwayo

Inani nokudoswa kuyinto 13 per cent kuthengwa efulethini. Lungase luhlanganise hhayi kuphela intengo ifulethi noma indlu, kodwa futhi izindleko zokwakha kanye sekugcineni, services ukukhokhelwa sokuthuthukiswa iphrojekthi, ukuxhuma amandla kanye nezokuxhumana. Ngaphezu kwalokho, i-credit intela kusebenza ukukhokha inzalo mortgage. baqashelwa ngokomthetho futhi imikhawulo lemali imbuyiselo. Umkhawulo kuyinto:

• 2 sesigidi sama-ruble kusuka ukubaluleka atholwe kwezindlu, isb. E. ithuba lokulungisa izindleko e inani ayizinkulungwane 260. Hlikihla. (13% 2 mn);

• 3 sesigidi sama-ruble. kusukela ukukhokha inzalo mortgage, ayizinkulungwane t. e. 390. ukukuthinta. (13% 3 m).

Kubalulekile ukukhumbula ukuthi. Uma izindleko zokuhlala ruble esingaphansi 2 million, umthengi unelungelo ukusebenzisa imali esele ku zigqila ikusasa ingcebo. A Ukubusa efanayo kusebenza ukuthengwa impahla kusukela ekuqaleni 2014. Ngaphambili, i-algorithm ukubala esetshenziswa imithetho ehlukene: uthole imali ebanjwayo kwakunokwenzeka kuphela ukuthenga olulodwa, Futhi phezu ebanjwayo for mortgage loan imikhawulo akusethwanga (ngisho noma izindleko izindlu bekulokhu aphansi kuka-2 mln.).

Ngakho-ke, uma uthenga ekhaya izitolimende kudingeka kubhekwe ikakhulukazi kungenzeka yokuthola ilungelo susa, ngoba lapho buqala kuze 2014 ukusebenzisa for nokubuyisela kufanele wake wakhokhela intengo ephelele noma ingxenye yayo, okuyinani elilingana ruble 2 million., Ngoba kungenziwa kuphela entweni eyodwa.

Ukuze lokho isikhathi ungahle uthole imali ebanjwayo for izindlu labawatfolile esifundvweni 2015?

The kungenzeka nokubuyiselwa izindleko impahla atholwe iza isitifiketi, ukubhaliswa amalungelo endawo (uma dili anezinhlaka ukuthenga sivumelwano) noma isenzo ukudluliswa kwempahla ngokulinganayo iqhaza ekwakhiweni endlini. Ngokwesibonelo, ukuthenga indlu ngo-2015, kusetshenziswa imali yabakhokhi bentela kusukela elilandelayo, ngo-2016 ulungiselela iphakethe kwemibhalo ezifanele eqinisekisa ukuthenga futhi, ne ukwamukelwa IRS, ethola ilungelo sokubuyiselwa imali yentela engenayo siqu inani 13% yenani komhiaba ukwakha umkhawulo isethi. Ukuze ukhiphe imali lokukhokha komunye oyedwa intela can eminyakeni emithathu eyalandela, impesheni - iminyaka emine (2016, 2017, 2018, 2019).

Izici ukuze kubhekwe ekuklanyweni ebanjwayo

Cabanga indlela ukubuyela 13 wamaphesenti ukuthengwa efulethini ngayinye. Kubalulekile ukukhumbula ukuthi akunakwenzeka ukuthi bayobuyela khona unyaka owodwa inani nokudoswa ezingaphezu kuka usayizi kwentela yengeniso ligodliwe phakathi nonyaka. Ingxenye elandelayo yaleli izimali idluliselwe olandelayo nezikhathi t. E. Ukubuyiselwa imali yenziwe isinxephezelo ngokugcwele zinsalela nikubeke ezinhliziyweni zenu.

Kanjani ukuze uthole amaphesenti angu-13 ngokuthenga kwe efulethini: izinyathelo eziyisisekelo

Ilungelo ukubuya kuza ngemuva kokuthi flat (noma ezinye yokuhlala) uthenge futhi ephethwe.

Ukuze ahlobise ke, kufanele:

• uqinisekise ukuthengwa nokukhokhwa kwentela yengeniso kule nkathi intela ;

• ukukhipha intela nokubuya bese elithumela kubo wokuhlola indawo ye-Federal Tax Service.

Ukuqinisekiswa ukudluliswa intela amanani ukhonza njengelungu inkomba f-inombolo singabantwana 2-PIT, okuyinto ngesicelo isisebenzi uyonika ezimali. Lo mbhalo kumele lisayinwe ikhanda futhi accountant abakhulu futhi igunyazwe yi-uphawu inhlangano. Declaration f. 3-PIT zizogcwaliswa standard ifomu zamanje. Qaphela ukuthi kukhona abaningi inthanethi web okuyinto ochwepheshe ukuthatha ukuqeqeshwa ku Declaration ngokwayo, kodwa futhi ukuba sibhekane ngokuphumelelayo ngokugcwalisa ifomu kulula.

Imibhalo main adingekayo ukuzithoba IRS

Ake baqonde indlela ukuze uthole amaphesenti angu-13 ngokuthenga kwe ifulethi, futhi waqala ukuqoqa amaphepha adingekayo. Ezinye zazo - zivamile. Futhi phezu okuvela ilungelo sidonsa abakhokhi bentela iqoqa iphakethe for ukuzithoba IRS, okubandakanya:

• Usizo f. 2-PIT;

• ikhadi le-ID;

• Ukudalula f. 3-PIT;

• isicelo ebanjwayo.

imibhalo eyengeziwe

Iphakheji ngenhla - evame ukubuzwa yibo bonke amacala imibhalo zokuthenga.

Kuye ngokuthi izimo ngezinye izikhathi kuyadingeka ukuze umphelelisi yimiphi imininingwane efanele, efana ngaphansi kwazo:

• a inkontileka sokuthengisa;

• Inkontileka ukulingana iqhaza ukwakhiwa kwezindlu, isabelo isimangalo;

• inkontileka sokuthenga komhlaba;

• Inkontileka yokufuna impahla e mortgage.

Ukuthola isakhiwo co-ubunikazi kuhambisana isitatimende ukususa yokusabalalisa. Abathengi ushadile nezingane ezincane, ukuthenga indlu ubunikazi ngokuhlanganyela, ukunikeza iphakethe jikelele kanye imibhalo elihambisana nalesi sihloko:

• isitifiketi somshado;

• isitatimende yokwabiwa lamasheya;

• Izitifiketi zezingane lokuzalwa;

• Imibhalo kobunikazi.

Ukuze sizuze estate wangempela owayesethathe umhlala-phansi kumele kube ukunikezwa isitifiketi impesheni.

Izindlela ukuthola nokudoswa izindlu atholwe

Kunezindlela ezimbili ukubhalisa impahla ebanjwayo yilezi:

• esikhathini esifushane intela abahloli;

• ngokusebenzisa umqashi.

Ukuhlela kubuye 13% ngokuthenga kwe zokuhlala, ehhovisi lentela ekuqaleni konyaka, ngonyaka ozayo ukuba kuthengwe, unikeze iphakethe kwemibhalo, esixoxe kabanzi ngazo ngenhla. Ngemva kokuhlola amadokhumenti, IRS unika abakhokhi bentela imali ebanjwayo e inani ikhokhwe kwentela yengeniso yonyaka kuthenga. kokubanjwa kwanoma okusele senziwa ngendlela efanayo ngonyaka ozayo. Uma kudingekile, uma ekupheleni konyaka wesibili ukuthi uma kukhishwa imali esele futhi, amaphepha kaningi.

Buyela 13% ngokuthenga kwe efulethini futhi kungaba ngokusebenzisa umqashi. Kulokhu, ngokunikeza imibhalo ehhovisi lentela kanye uthole imvume, izikhalo umkhokhintela ukuba umqashi, okuyinto ngesisekelo salokhu unika bafundzi ticondziso hhayi ukubamba kwentela engenayo kusukela umsebenzi lwenyanga kuqinisekisiwe ngaphambi kokuphela kwalo nyaka. Ilungelo susa ngonyaka olandelayo waqinisekisa futhi.

Ngayiphi indlela kunenzuzo ngokwengeziwe lokukhokha komunye oyedwa?

Ake baqonde indlela ukubuyela 13% intela efulethini ukuthenga ukhetho ekahle kunazo. Ukubhaliswa kwempahla ebanjwayo i-IRS kungcono ngoba lapho kuphakama ngembuyiselo intela ngumqashi ilungelo ninciphise ngenyanga ka isiqinisekiso, ngeke ngempela izolahleka ngenyanga t. E. Omunye, ngoba ukuqoqa imibhalo, ukudlulisa ukuba IRS futhi bathole imvume ngoJanuwari ongenangqondo. Tax Inspectorate inelungelo ukubukeza imibhalo kungakapheli nenyanga, okungukuthi imvume eliseduze eside - .. Umzimba - ekupheleni kukaFebhuwari. Lapho kukhishwa isinqumo ukubuyisela imali ebanjwayo for akufakiwe ekubalweni izinyanga, kuyodingeka ekuqaleni konyaka ozayo futhi ukukhipha isimemezelo 3-PIT ngoba ngonyaka odlule.

A amaphuzu ambalwa kubalulekile abakhokhi bentela:

Inyanga yokufuna • akubalulekile, kusukela nenani lentela esikhokhelwayo kunakwe unyaka wonke;

• isitifiketi f. 2-PIT kumele ngaphambilini ekuqaleni konyaka ozayo, kunokuba ekupheleni kuZibandlela ngonyaka lapho kwenzeka ukuthengwa (wathola ekuqaleni isithenjwa ngonyaka 2-PIT liqukethe ulwazi mayelana intela ezibanjwayo yaphelela).

Ngakho, kokucubungula mbuzo esihlokweni mayelana nendlela uthole amaphesenti angu-13 ngokuthenga kwe ifulethi, sithemba ukuthi avelele hlandla.