Kwenzekani uma imalimboleko ingakhokhwa nhlobo? Izimbangela, Ngemiphumela

Kwenzekani uma imalimboleko ingakhokhwa nhlobo? Izimo lapha kakhulu. Kunoma yikuphi, iyodwa into icacile: izinkinga njengamanje bagcina kunalokho enkulu. Manje amabhange ungenzi ukubolekisa bonke. Kungani lokhu kwakwenzeka? Ukuze angabi knock out Ngokuzayo izikweletu zezakhamizi. Noma kunjalo, lena akuyona ukuvinjelwa loan. Population usazothatha nemalimboleko futhi-ke, noma engakhokhi nhlobo, kodwa namanje ukuba bangazikhathazi ngezinto inkokhelo, noma kunzima amboze izikweletu ngenxa yokwesaba izinkinga. Okwamanje eqinisweni kudinga ukunakekelwa okukhethekile. Mhlawumbe kukhona ngempela izimfihlo?

Ngaso sonke isikhathi yiba ukukhokha

Hhayi nje izakhamuzi uzibuze ukuthi bekuyokwenzekani ukube loan ingakhokhwa nhlobo. Othile usanda elahlekile ngokuhamba kwesikhathi ithuba ukwenza izinkokhelo umuntu ungafuni ukukhokhela izikweledu. Kungakhathaliseki isizathu sokuqala sokuba kube nesithakazelo kuleyo ndaba, iqiniso liwukuthi.

Uma sikhuluma iqiniso, amaRashiya bavela indlela, hhayi nje ukukhokha loan. Futhi akukho noyedwa. Manengi amaqhinga lahlukene lasetjentiswako izakhamuzi besazama ukufeza. Zonke nje ukuzikhulula isithiyo. Indlela wriggle ungakwazi ukuphuma ukukhokha? Kwenzekani uma angakwenzi?

Map kanye nezinzuzo

Esokuqala futhi indlela enembile kakhulu futhi elondekile - ukusebenzisa ikhadi lesikweletu okubalekile okuthiwa abolekise oyithandayo. Uma Esimeni esinjalo, sokukhokhwa ethile izikweletu ukuhlehliswa uzonikezwa. Ngokwesilinganiso sekuyizinsuku 35-55. Uma isakhamuzi akusho ukuvala izikweletu uzoqala ukusebenzisa ngokumelene isithakazelo.

Ngomqondo onabile, le ndlela kungenziwa ngokuthi "ngakhipha loan futhi ungakhali." Phela, kuze kube iphuzu elithile, inqobo nje izikweletu zakho ngeke omkhulu, akukho imiphumela akudingeki balinde. Kusenjalo akhokhe lokho kufanele, futhi zonke. Kuphakathi ifike imiphumela hhayi mnandi kakhulu. Mayelana nabo - kancane kamuva.

isikhalazo

Okusanda, amaRashiya bavela indlela, hhayi nje ukukhokha loan. Nokho, njenganoma iyiphi enye indlela, kunemingcele. Uma neyakho efakwe ohlwini isikweletu esincane, kanye ebhange ongakabi usuqalile ukukuhlupha, ungavele zisebenze uphiko lwayo nesicelo esifanele ukuhlala.

Kulokhu, ezinye izimali kufanele namanje ukwaba njalo ngenyanga ebhange. Futhi ezinye akuyona izakhamuzi wanelisekile. Badinga ukucabanga into ukuthatha ukuze akudingeki ukuba akhokhe ebhange futhi isithakazelo kuyo. amasu anjalo ayatholakala. Kodwa, ekuqaleni, unganikeli 100% iziqinisekiso, futhi okwesibili, ngaso sonke isikhathi ngokomthetho.

Isikhathi komkhawulo

Ezinye abanamacala bathi: "Musa akhokhe loan futhi ephila ngokuthula." Futhi izakhamuzi abangenalwazi anentshisekelo ukuthi lokhu yi osekuzuziwe. Into wukuthi kukhona omunye iqhinga ethakazelisa kakhulu. Cishe ukuze lelisu sizokwazi ngaphandle kwezinkinga. Kodwa zama ukuba.

Abakweletayo emalini ebolekwe ngokuvamile zisebenzisa lokho okubizwa ngokuthi inkathi komkhawulo. Ngenhlonipho, kuthatha iminyaka 3 ukubolekisa kanye nezikweletu. Kusho ukuthini? Kuso sonke lesi sikhathi isikhathi phakathi kwakho ebhange, umboleki kumele alinakho oxhumana naye. Okungukuthi, udinga ngokoqobo shabalala ezinyangeni 36 kusukela ukubambezeleka kuqala.

Lapho nje lo pass engu-3, nesikweletu kuleso "ukusha". Futhi ungakwazi aphinde aphile ngokuthula. Lutho esiyingozi ngeke. Kuyinto ukuthi le nqubo kuyobonakala kumlando wakho wokuthenga ngesikweleti. Futhi neze ubani ongafuna ukuxhumana nawe futhi. Kunzima, kodwa isilinganiso ephumelela kakhulu, okuyinto uthanda abanamacala ubhekene nenkinga yezimali. Ziba ibhange hhayi lokudlela naye - akuyona elula efana kodwa asebenzayo. Konke uhlala kuphela kunembeza wakho.

depressants

Kwenzekani uma imalimboleko ingakhokhwa nhlobo? Prakthiza kubonisa ukuthi ngesinye uzoya ubone abaqoqi. Lawa amasevisi ekhethekile ngokoqobo wabhula izikweletu abakweletayo. Akunjalo ngempela izenzo zabo zingokomthetho.

Hhayi ukukhokha, ungaxhumana anticollection services akhethekile izinhlangano. Lapho, ngenkokhelo, kuyokusiza ukuba ukubaleka woshushiso, kanye nezindlela ngokushesha hhayi ukukhokha loan. Ngaphezu kwalokho, lezi izinhlangano kuyoba ngasohlangothini lwakho, ngeke alwe wonke amabutho nge abaqoqi. Ngezinye izikhathi Ungamangalela ngisho "beater" ngoba izenzo ekhubazekile evame kakhulu.

Uma sikhuluma iqiniso, anticollection inkampani akuyona isinqumo esibi kanjalo. Kwezinye izimo, ngeke nje kubadumaze ukuba "beater", kodwa futhi basize iminyaka 3 ecashele ebhange. Ukuze credit "ngomlilo."

ezinkantolo

Kwenzekani uma imalimboleko ingakhokhwa nhlobo? Lapha, impendulo yalowo mbuzo icacile: ngokushesha noma kamuva, kuzoqala nge umthetho. Miphi? ERussia yesimanje, inkantolo efanele on the loan. Nakuba lena akuyona umqondo best for amabhange. Kodwa kusemthethweni.

Okungukuthi, ungavele amangalele futhi sokushushisa. Lo mkhuba akukhona njalo kakhulu. Ekusebenteni, umangalelwa nofana umangali okuholela yokuthi bephoqeleka ukuba abuyisele izikweletu. Futhi let go.

Nalapha futhi iza ukusiza kwesikhathi imincele. Inkantolo loan aphethwe? Wezimangaliso! Isinqumo yanikwa phansi? Manje kungenzeka ukuthi ufihle eminyakeni embalwa (njengoba uzokwenza umsebenzi wakho), ukulinda kuze kube yisimiso ukulinganiselwa iphela. Kodwa-ke futhi, ungakwazi ukuvela. It kuvela ukuthi loan futhi ngeke ukhokhelwe.

abaqoqi

"Musa akhokhe imali ngaphandle kwenzalo ukuze ibhange - ukuthi mina iyingozi?" - lokhu umbuzo abakweletayo eziningi. Ikakhulukazi kulabo nje ulahlekelwe ithuba ukwenza izinkokhelo. Lokho ayiveli namaqhinga akuyona izibopho zayo, kodwa ngenxa yezimo zokuphila. Inkantolo - Yebo, isilinganiso esisemthethweni. Kodwa manje amabhange akuzona nenhlonipho kakhulu kuye. Kunalokho, njengoba kuye kwashiwo, zikhethwa amasevisi iqoqo. Lezi zinhlangano zonke izindlela knock out izikweletu abakweletayo.

Futhi uma ungenawo akhokhe ku loan, uzilungiselele. Lokho ngeke abaqoqi kwenziwa is engaziwa. Othile abasaqala njalo abize futhi kukukhumbuza izinkokhelo. Lokhu akuvamile kwenzeka. Ngokuvamile, izinkampani iqoqo nje aphule imingcele futhi uthathe isinyathelo ngokungemthetho: ukusongela, uthele glue ku sivala umnyango, ukulimala kwempahla, zisebenzisa amandla ento edaliwe, nokunye. Ngokuvamile, wonke amabutho ezama ukwesabisa ngempela knock izikweletu ngasiphi intengo. Ukuze lokhu kumelwe uzilungiselele, uma ungakwazi ukubaleka icala babe.

Ngaphakathi ezweni

Hhayi-ke, ngaso sonke isikhathi kudingeka wesabe izikweletu. Kwezinye izimo (noma kakhulu ezingavamile), amabhange nje esebenza ngokomthetho - aye enkantolo, ukhetha elithi ethize buyiselo ezikweletini, wonke umuntu elinde kuqalisa. Noma kunjalo, kulesi sikhathi, ezinye ukulinganiselwa uzobe onikezwe wena.

Ngokwesibonelo, izakhamuzi unesithakazelo: "Musa akhokhe loan ngonyaka - lokho kuyoba?" Uma baxhumane ucishe yasebhange ngenhlonipho ukuthi sisebenza kuphela ngaphakathi komthetho, asikho isidingo wesabe omabhalane. Kunalokho, wena umane enqatshelwe ukuhamba kuleli zwe. Okungukuthi phesheya ngeke kwenzeke. Inqobo nje uma ungaphenduki ukusika izikweletu. Noma engu-3 kuze kube yisimiso sekudlule ukulinganiselwa.

amalungelo

Okwamanje, omunye isilinganiso yasungulwa eRussia, okuyinto lisetshenziswa abanamacala eziningi. Ngokwesibonelo, alimentschikov noma ababoleka. Isijeziso sekwephuzile futhi yokungakhokhi kwezimali ngesikhathi ungakwazi ngokomthetho ngiziphuce izincwadi zokushayela. Futhi, ngenxa yalokho, zikwenza ukushayela. Uze alungise leso simo.

Eminyakeni yamuva, lesi imoto sekwande kakhulu. Phela, ukubamba okweletayo endleleni lapho ushayela imoto, akunjalo nzima. Mhlawumbe, uma inani elincane shí ezikweletini, futhi unekhono yokuyikhokhela, kungcono ukukwenza. Futhi kulula ukuze ushayele emgwaqweni.

Hhayi

Izindlela ukukhokha loan zihlukile. Enye indlela eya isixazululo inkinga, kunalokho abantu abakulungele ukuboleka nabathandekayo babo. Ukuze ususe zonke umthwalo credit, ungavele ukuhlobisa it hhayi bona. Futhi kunoma iyiphi umngane unesihlobo esiseduze noma ozimisele ukukusiza ezikhathini ezinzima.

Yebo, le ndlela sneaky. Kodwa uma umuntu ehlolwa loan kuwe, khona-ke abathi imali kuyoba nalo muntu. Zonke izinkinga, izilingo, ukuswela imikhawulo vika wena. Ngokuvamile, lolu hlobo indlela esetshenziselwa abantu abadala kunayo bezikhathi zanamuhla kalula kanjalo. Okokuqala udinga ukukholisa isisulu ukuthi ngasizathu simbe hhayi ibhange ukukhipha loan, bese kudingeka uphathe ukufakazela omunye umuntu ovame ukukhokhela isakhamuzi edingekayo izinkokhelo. Lokhu nkohliso ukuphela izohlala kunembeza wakho. Noma kunjalo, bonke umthwalo nawe ukuzisusa.

Libuye libe indlela ethandwayo, akayena ngempela ukujabulisa nesihawu - iyona credit kuthathwe emshadweni. Uma umngane womshado isithekile amabhange, engxenyeni yesibili uzophoqeleka ukuba bahlanganyele ukuvuthwa. Futhi izikweletu loan sokuqala. isikimu okunjalo isetshenziswa ezingasho njalo. Kodwa ngqo okweletayo ayisaxhunyanisiwe abathintekayo. Inqobo nje uma engenzi ukuzibonakalisa futhi.

uMhlayi wosuku

ERussia, inqubo entsha, kodwa kakade ethandwa kakhulu iyona ndlela ukugwema usebenzisa ... ezikweletini. Abantu banelungelo, ngaphansi kwemithetho emisha, ukuzibona ungeke uzithole usuwile. Kulokhu, izikweletu nabo, akekho lizokhokhiswa. Ngakho, ungasebenzisa le ndlela ukuzikhulula izibopho.

Ngomqondo onabile, inkulumo ukuqashelwa ucabanga komuntu - kuyinto analogue nokwamukelwa ngongakwazi ukukhokha izikweletu. Prakthiza ebonisa ukuthi lesi sici isetshenziswa izinhlelo eziningi. Ngaphezu kwalokho, ne impumelelo. Ungakwazi, isibonelo, ukuzibona ungeke uzithole usuwile. Uma ningabathetheleli nesikweletu, ngoba nje ubalekela nganoma iyiphi indlela kusukela amabhange iminyaka engu-3. Futhi ukulinda kuze kube yisimiso ukulinganiselwa izobanjwa mhla loan. Lo mbono nje kubonakala nevoplotimoy empilweni. Uma uzama, ungaphumelela ngempela.

Kangiyikunika, futhi ungaceli

Kwenzekani uma imalimboleko ingakhokhwa nhlobo? Ngaphezu imiphumela ohlwini akufanele ukhohlwe ukuthi izikweletu kuyobonakala kumlando wakho wokuthenga ngesikweleti. Ngakho, kuze kube yilapho izikweletu zakho zesikhathi esidlule, entsha loan akekho uzokunika.

Raze ezingekho emthethweni izinkampani ezifana "Microloans", "imali Ovelele" nokunye. Akunakusetshenziswa musa uxhumane kulezi zinhlangano sokubolekwayo. Futhi ezinye izinkokhelo imali kakhulu. Phela, isenzo yalezi zinkampani ngeke ukubikezela. Cishe, ngokungabi bikho akhokhe ngesikhathi kuyodingeka ubhekane ngesikhathi esisodwa ne abaqoqi.

Kodwa ngo-loans yasebhange evamile uyophinde ifinyeleleke. Kodwa yonke imizamo yakho ukuze uthole kubo kuzolungiswa. Futhi, yebo, uzokwazisa wamanje uxhaso. Ngenxa yalokho, uzama ukulandela phansi futhi imenze ubulungiswa.

Kodwa indlela enengqondo kakhulu aphume isimo uzokwenza ekukhokheleni izinzalo ezikweletini. Uma lokhu kungeke kwenzeke, zama ngandlela-thile ukuxoxisana ebhange. Lutho eye yaphumelela? Khona-ke bekezela iminyaka engu-3, zama ukugwema nhlobo kubiza ebhange lapho usuthathe loan. Lona isiqiniseko ukukusiza. Uma unesizathu esihle ngempela ngenxa yokungakhokhi, ngokushesha bazi ngokwabo ezikweletini, ungeke uzithole usuwile. Ngandlela-thile ukuhlehlisa nemiphumela engemihle.