Ngenza kanjani ukwazi Sberbank inombolo ye-akhawunti ikhadi: kusondela main

Thola izandla zakho ekhadini plastic Savings Bank, abaningi bethu iphutha acabange ukuthi zigxilile inombolo yakhe enhle iyona inombolo ye-akhawunti lapho ukuhanjiswa kwemali. Kodwa lokhu akulona icala. Imali akuyona ekhadini, futhi i-akhawunti yasebhange ogama inombolo inikezwe ekhadini ngalinye. Kanyekanye ukukhululwa kwe-ikhadi, abasebenzi asebhange ukuvula i-akhawunti iklayenti okuyinto esikhathini esizayo kuyokuza kimi, futhi imali - ngesimo imifundaze, izimpesheni, amaholo noma ukudluliselwa. Ngazi kanjani Sberbank inombolo ye-akhawunti ikhadi ulithumele umthumeli we imali? Zonke izindlela ezichazwe ngezansi.

Umqondo "Inombolo ye-akhawunti ikhadi"

I-akhawunti yekhadi iyadingeka ukwenza imisebenzi ehlukahlukene nge izimali ebhange, kuhlanganise labo abangabangane kokubili eyanele kanye ukusetshenziswa kwazo. Ngokwesibonelo, kungase kube cashing futhi umthamo wemvula ikhadi noma ukudlulisa komunye umuntu, izinkokhelo kwezinhlaka zomasipala, ukuqaliswa ukuthenga ezitolo (kuhlanganise ngokusebenzisa izitolo inthanethi), ukubuyiswa kwemali imali kanye nezinye izinkonzo ezenziwa amabhange.

Futhi yeka akhawunti yasebhange? Lena Igumbi ekhethekile, okubandakanya amagugu amabili ezinombolo ngabelwa iklayenti othize. Kudingeka amanye amabhange ukugcina amarekhodi azo zonke kwemali imali kuma-akhawunti amaklayenti '.

Iklayenti unelungelo ukulahla imali ngokubona kwayo. Kungaba ubuyise akhawunti abo noma ukuhoxisa izimali noma nini uma befuna futhi kaningi ngokuthanda akudingayo. Ngaphezu kwalokho, omunye umuntu angaba naso eziningana ezisebenza akhawunti asebhange, hhayi kwenye kodwa izikhungo eziningana zezimali.

Kungani kubalulekile ukwazi enombolweni ye-akhawunti ikhadi?

Abanikazi bamakhadi kusukela Savings Bank kungadingeka:

• Ukuze sikwazi ukudlulisela imali ngaphakathi yasebhange isikhungo esifanayo, noma phakathi kwezikhungo ezahlukene zezimali;
• ukwenza ukudluliselwa nezimali ezivela kwamanye amazwe;
• I-zasemizaneni kwezinhlaka zomasipala, kanye nezinye ukudluliselwa ukuze kuzuze kwanoma iyiphi inhlangano.

Izindlela ukulungiswa idatha akhawunti ikamelo ikhadi

Lapha sibheka izindlela eziyisisekelo, indlela ukuthola i-akhawunti ye- Savings Bank amakhadi, imiyalelo kanye nezincomo. Ngakho, ukuze uthole idatha kumephu, unga:

• e inkontileka amasevisi yasebhange;
• ebhange;
• ukushaya hotline;
• ku-ATM noma esibulalayo lokukhokha;
• ngokusebenzisa isevisi "Sberbank Online".

Incazelo ngamunye yalezi zindlela, indlela yokuthola enombolweni ye-akhawunti ikhadi (Sberbank), uzothola kulesi sihloko.

Indlela 1. inkontileka ekhadini isevisi

Cishe njalo ubuhlobo phakathi kwebhange ikhasimende omiswe inkontileka, futhi idizayini ikhadi iyathinteka. Ephetha isivumelwano Sberbank ekhadini ukwesekwa, a senzakalo iklayenti yesibili uthola ezandleni zakhe. It ngempela zibonisa akhawunti yasebhange dvadtsatiznachny iboshelwe kumephu.

Ngaphezu kwalokho, kanye ikhadi esikhishwe isisebenzi yasebhange imvilophu pin ikhodi, lapho ungakwazi futhi uthole imininingwane ekhadini. Lena yindlela elula yokuthola Savings Bank enombolweni ye-akhawunti ikhadi.

Indlela 2. igatsha lasebhange

Ukuvakashela siqu legatsha le Savings Bank futhi ezingabizi kakhulu futhi asidingi indlela isikhathi, uyazi ukuthi inombolo ye-akhawunti ikhadi Sberbank. Kodwa kuwufanele egcizelela yokuthi udinga ukuvakashela igatsha lapho uke wathola ikhadi lokukhokha. Lokhu kungenxa isakhiwo elingavamile Savings Bank of Russia. Ngokuqinisekile, bambalwa abantu bazi ukuthi ibhange kuhlanganisa eziningi amabhange amancane, okuyinto bona akhiwe amahhovisi ezifunda. Futhi igatsha ngalinye inolwazi mayelana namakhasimende abaye bakhonza.

Ngakho, usufikile emnyangweni, okuhambisana ikhadi lakho. Udinga ukuya ukucutshungulwa opharetha, ogxile ikhadi lakho ipasipoti futhi uprinte lo imininingwane ye-akhawunti.

Ifanele 3. Call hotline

Ngazi kanjani Sberbank inombolo ye-akhawunti ikhadi usebenzisa ifoni? Uma inkontileka futhi imvilophi ukuthi oyithole ikhadi lulahlekile irretrievably, uthole ulwazi mayelana inombolo ye-akhawunti yekhadi, ungaba isikhungo opharetha ucingo ngokubiza hotline. Shayela isikhungo onguchwepheshe kuzodinga ukuthi ukunikeza yakho ulwazi lomuntu siqu - Igama lakho eliphelele, usuku lokuzalwa. Futhi bazocelwa igama ikhodi uzibekela lapho usuqede inhlolovo. Uma izwi ikhodi sekulibalekile, kulesi simo kuzodingeka ukuba zilawule yakho imininingwane iphasiphothi. Uma sengidlulile inqubo ukuhlonza, opharetha ngeke ebizela othile imininingwane yekhadi lakho. Le ndlela ungakwazi ukuthola inombolo ye-akhawunti kuyinto amakhadi lakubo kuphela, kodwa omunye umuntu uma wazi igama lakhe egcwele, usuku lokuzalwa kanye ipasipoti imininingwane.

4. Indlela isevisi "Sberbank Online"

Lena ngenye indlela kungekho-izindleko ezimalini, ingabe uyazi ukuthi inombolo yekhadi le-akhawunti ye-Savings Bank. Imininingwane ye-akhawunti, ukwazi ukuphrinta "Sberbank Online" uhlelo. Bhalisa ikhadi yabo ohlelweni kungaba ngokusebenzisa i-ATM noma ngqo ngokusebenzisa isevisi uqobo.

Ngena ngemvume "Sberbank Online", faka igama lakho lomsebenzisi nephasiwedi. Ku-akhawunti yakho siqu, uzobona "Amamephu" sigaba, lapho uzothola uhlu amakhadi oye exhunywe ohlelweni. Chofoza lowo ofuna imininingwane, futhi uzitholele yonke imininingwane ngalo, kuhlanganise inombolo ye-akhawunti.

Ifanele 5. Through ATM POS ezikhumulweni

Remote isiteshi self-service - lena ngenye indlela elula ukufunda inani akhawunti ikhadi Sberbank eRussia. Manje ibhange ikuvumela ukuphrinta ulwazi mayelana ikhadi ATM noma POS ezikhumulweni.

isiphetho

Siye wachaza izindlela main ukuthola ulwazi mayelana inombolo ye-akhawunti, okuyinto kuboshelwe ikhadi lokukhokha. Mhlawumbe indlela engcono kakhulu iwukuba sokuyokhonza "Sberbank Online". Uma une-Internet, ungafunda Imininingwane hhayi kuphela kumephu, kodwa futhi ukwenza isitatimende ekhadini noma ukhokhe Umbuso izikweletu kusuka ekhaya. Kodwa noma kunjalo, ezinye izindlela okhetha, kuphuma kuwe.