Ukuphathwa akhawunti Iyatholakala ibhizinisi kumele kwenziwe ku inkampani ngayinye

Ukuphathwa akhawunti Iyatholakala ibhizinisi akunakwenzeka ngaphandle kwenqubomgomo credit ezicatshangwe kahle - esungulwe usethe imithetho elawula kungenzeka lokunikezelwa loan kwezohwebo kanye nenqubo ukubuya Receivables. Ukuvunywa ukuze inqubomgomo Ikhredithi inkampani esithathwayo unyaka ngamunye, ukuze bakwazi ukucacisa emigomweni ezamukelwe ngu amazinga, izindlela kanye nemibandela.

imigomo

Uma ufuna izinkampani Receivables ukuphathwa ukuze siphumelele, umgomo kwalo kwenza ukuba ibe nalokhu okulandelayo:

• ukwandisa ukusebenza kokutshalwa kwezimali kuleli Receivables amanje nawesikhathi eside;
• anda umthamo wokuthengisa, kunalokho inzuzo kuwo;
• ukwandisa nembuyiselo ekutshaleni imali.

Ngaphezu ngokusemthethweni imigomo, ukuphathwa ama-akhawunti atholakalayo ibhizinisi Kubandakanya ukukhonjwa izinkinga, ikhambi zazo kuyofezwa target amanani (isibonelo, i-ukubukeka Phumelela ku izimakethe ezintsha). Ngamunye izinhloso kuchazwe kufanele abe kokubili ikhono kukalwe izimali kanye isikhathi langempela ekwenzeni lokho okuhleliwe.

izindlela

Ngokuvamile, kukhona okulandelayo izindlela ukulawula Iyatholakala:

• olandelanayo;
• ngokulinganisela;
• nolaka.

Lokho kanjani ekuphathweni ama-akhawunti atholakalayo ibhizinisi, kunomthelela oqonde ngqo ku nenzuzo yayo, ukuthi yini uzobe uboleka inqubomgomo, ukunikeza izaphulelo maqondana abathengi ingaphumeleli, indlela lapho inqubo itawunonophiswa isikweletu ukubuyiswa kwemali futhi ukunciphisa izikweletu ezimbi. Vele zincike kulesi izimo ukudayiswa ukuqinisekisa ukuthi irisidi okuqinisekisiwe capital ukusebenza. Ngu izikweletu kuyangabazeka noma okubi, njengoba umthetho, zibandakanya ingakhokhwa kwi-akhawunti eside. Lokhu kusho ukuthi iyunithi ngayinye imali izimpahla ezithunyelwa ngesikweleti futhi ingakhokhwa ngesikhathi, ayizange ibuyise kumaphesenti athile.

isinqumo

Ukuze bakwazi ukukhiqiza ukuhlaziya qualitative kanye nokuphathwa ama-akhawunti atholakalayo, ziyadingeka ukugcina:

• Amarekhodi oda;
• ezimali amarisidi;
• ngesikhathi esifanele ukusungula izici ukukhokhwa okuholela;
• ukubala inani inzuzo elahlekile ngokuqondene nezimali utshalomali (isivumelwano phezu deferment yokukhokha izimpahla ezithunyelwa noma amasevisi).

Ukuphathwa kuleli cala ngenxa zinhlobo ezilandelayo reserves isikhathi:

• Hlola-invoice;
• lokuposa.

Isikhathi adingekayo izitatimende ze-akhawunti, lilingana inani lezinsuku ukuthi kudlule mzuzu ukuthumela imikhiqizo kumthengi kuze ukuxoshwa usuku invoyisi. Isikhathi ukuthumela i-imeyili kuyinto inani lezinsuku ngemva kwalokho invoyisi sitholwa ngumthengi.

Kodwa iphuzu eliyinhloko Ukhiye ukusetha credit behumusha ukuthi nomthelela kwi amavolumu sokugcina futhi umhlahlo yokuthengisa, futhi ngenxa yalokho, irisidi yemali. Ngokwesibonelo, uma ukusatshalaliswa inkampani izonikeza eside loan eside, lokhu kuzoholela okhushuliwe yokuthengisa. Kodwa-ke kumele kukhunjulwe ukuthi isikhathi loan kunomthelela oqonde ngqo ohlangothini izindleko. Okungukuthi, sinawo isimo ezimbili. Ngakolunye uhlangothi kuyilapho kokuqina ngokuya Receivables kusukela inkampani yokuthengisa umthamo ziyokuwa, kodwa ngesikhathi esifanayo kakhulu ukunciphisa ukulahleka elihlobene ne-non-ukubuya izimali. Ngakolunye uhlangothi, izimo onomoya omnene kuzokhulisa yokuthengisa, kodwa inkampani uyolahlekelwa imali kakade izinkomba ezimbili - ukuvela izikweletu kanye nokulahlekelwa inzuzo. Kufanele futhi acabangele seasonality of yokuthengisa.