Imisebenzi yangaphandle ngezimali kanye ngezimali sangaphakathi ibhizinisi: izinhlobo, ngezigaba kanye nezici

Ngo uhlaziyo izinqumo ezihlobene dolobha isakhiwo, nabaholi bamabhizinisi bahlinza imiqondo ezifana imithombo ngaphakathi nangaphandle ngezimali ibhizinisi.

Lezi zigaba, babethola imali ehambisana cishe zonke inhlangano. Kuye Ububanzi bemisebenzi yayo, ngezimali zangaphandle kanye izimali yangaphakathi isetshenziswa ngezabelo ezahlukene. Ngezinye izikhathi kwanele ukuheha amanani sasivumela encane bezimali nabantu abakweletwayo, kwezinye izimo, share sengonyama of zokuqhuba umsebenzi wenkampani is Ngaboleka imali. Lesi sihloko sizosisiza ukuchaza imithombo eyinhloko bangaphandle zangaphakathi zebhizinisi ngezimali. Ngaphezu kwalokho, izici zabo uzonikezwa nezibonelo ukugqamisa ngebuhle nebubi.

Uyini ngezimali zangaphandle kanye izimali kwi-inthanethi?

ngezimali Domestic ngokuthi self-ukunikeza zonke izindleko zokuthuthukiswa inkampani (nokusetshenziswa izimali siqu). Imithombo izimali ezinjalo kungaba:

• I kwaphumela kokuqhuba umsebenzi wezimali kanye nomnotho inzuzo inetha.
• Ukwehla kwentengo ekuqongeleleni.
• Okumele zikhokhelwe.
• Reserve izimali.
• Izimali ubeke eceleni ukukhokhela izindleko esizayo.
• Income kusukela akhawunti kwesikhathi esizayo.

Isibonelo ngezimali yangaphakathi iba inzuzo utshalomali ukuthengwa imishini eyengeziwe, kwakhiwa isakhiwo esisha, isitolo noma esinye isakhiwo.

ngezimali sangaphandle kuhilela ukusetshenziswa kwezimali elitholwe yiNkampani kusukela ngaphandle.

Zingase kwenziwe abasunguli, izakhamuzi, uhulumeni, izikhungo zezimali kanye lesikweletu noma izinkampani okungezona yezimali. Isihluthulelo ukusebenza ngempumelelo kwebhizinisi, ukuthuthukiswa yayo kanye nokuncintisana ukuze kahle nangempumelelo sihlanganise imithombo ngaphakathi nangaphandle uxhaso. Isilinganiso izimali siqu waboleka incike kwenkululeko inkampani, ubukhulu bawo izinhlelo zamasu.

izinhlobo ngezimali

Ngaphezu division zibe izingxenye ezimbili ezibalulekile, imithombo ngaphakathi nangaphandle uxhaso ihlukaniswa kabanzi.

yasekhaya:

• Ngenxa inzuzo inetha.
• Ukwehla kwentengo.
• Ukudayiswa kwempahla atholakalayo.
• Income kusukela ukuqasha impahla.

yangaphandle:

• izimali Investment.
• Ukubolekwa kwemali (ukubolekisa, eqashisa ngamafulethi, inothi promissory).

Ekusebenteni, evame kakhulu esetshenziswa ohlelweni okuxubile: the bangaphandle zangaphakathi ngezimali ibhizinisi.

Kuyini ngezimali zasekhaya?

Namuhla, izinkampani bekwi ukusatshalaliswa inzuzo, ukubaluleka zazo kuncike kanjani izindleko-ngempumelelo nakahle imisebenzi yebhizinisi dividentnaya inqubomgomo.

Ngokusekelwe yokuthi abaholi unesithakazelo ukusetshenziswa okunengqondo iningi nezisetshenziswa ezitholakala kubo, bayaqiniseka ukuthi izici ezibaluleke kakhulu bathunjelwa akhawunti:

• • Ukusebenza kohlelo ehlinzekela ukuqhubeka inkampani.
• izithakazelo abanikazi, abasebenzi, abatshalizimali kuhlangatshezwene nazo.

Uma uphumelele, ukusatshalaliswa ezezimali futhi sikala up imisebenzi inkampani kudingeka izimali ezengeziwe sinciphile. Lesi saga sibonisa ubuhlobo ephawula imithombo ngaphakathi nangaphandle uxhaso.

Umgomo abanikazi kakhulu inkampani ungabiza isifiso ukunciphisa izindleko kanye ukwandisa inzuzo kungakhathaliseki ukuthi hlobo luni izimali zizosetshenziswa.

ngezici ezinhle nezimbi ukusetshenziswa izinsiza zabo zezimali

ngezimali kwangaphandle kanye izimali yangaphakathi, kanye ukusebenza kwabo libhekene kanjani abaholi elula futhi kunenzuzo ukusebenzisa lezi zinhlobo izimali.

Inzuzo elingenakuphikwa ngezimali yangaphakathi Yebo asikho isidingo ukukhokhela Izindleko zokukhulisa dolobha ngaphandle. Futhi okubaluleke kakhulu ukuthi kungenzeka abanikazi ukulondoloza ukulawula inkampani.

Phakathi nemibi uxhaso yangaphakathi kuba engenakwenzeka esiphawuleka kunazo zonke ngokoqobo. Njengoba isibonelo, ukwehluleka ukuncipha izimali. Basuke balahlekelwa cishe ngokuphelele ukubaluleka kwalo ngenxa ukuncipha ingqikithi ukwehla amazinga iningi amabhizinisi yasekhaya (e umkhakha). sum yabo ayikwazi ukusetshenziswa ukuthengwa amafa amasha isilungisiwe. Isimo kungasizi ngisho ukwethulwa oda ukwehla yashesha, njengoba ayikwazi ukusetshenziswa imishini esikhona namuhla.

Yini zazifihlwa ngaphansi elithi "uxhaso lwangaphandle"?

Ngenxa yokuntula izimali siqu wabaholi bamabhizinisi bephoqeleka ukuba iphendukele ukuboleka noma ezezimali utshalomali.

Kanye izinzuzo ezisobala indlela enjalo yokuhlaziya isimo (ikhono ukuze wandise ivolumu ibhizinisi noma ukuthuthukisa izingxenye ezintsha market), kukhona isidingo ukubuya izimali ezibolekwe nokubhadelwa izinzuzo zimali.

Ukucinga for zimali angaphandle ngokuvamile leso kusuke 'kwangigcina "amabhizinisi amaningi. Nokho, ngokwandisa inani ukutshalwa abanjalo ikhono lokulawula abanikazi amabhizinisi is kakhulu ziyancipha.

Credit futhi ngokucacile yayo

Ukubolekwa kwemali njengoba sangaphandle ngezimali insimbi kukhona lapho uphuma khona kulula kakhulu ukufinyelela kuwo ngoba abanikazi yenkampani, uma ngokuvamile bayehluleka imithombo yangaphakathi. ngezimali Lwangaphandle kwesabelomali inkampani kufanele ngokwanele ukuze wandise ivolumu zokukhiqiza, kanye ukubuyela izimali ezibolekwe nge inzalo enqwabelene futhi izinzuzo.

Isikweletu esingu wabhekisela imali umbolekisi inikeza umboleki nge isimo senzuzo ekhishwe imali namaphesenti sishiwo ilungelo ukusebenzisa le nsiza.

Izici ukusetshenziswa kwezimali sokubolekwa finance izinkampani

Izinzuzo credits:

• I ngokucacile wesikweletu izinhlobo ngezimali okulula esizimele umboleki mayelana ukusetshenziswa amanani ngokuchuma kwakhe (akukho nezinye izimo).
• Ngokuvamile, ngoba loan lenkampani iba umnikazi we ibhange, esihlinzeka izinsizakalo a ibhizinisi elithile, ngakho inqubo kokucubungula isicelo futhi Ukukhishwa kwezimali senzeka angabacwasi ngokushesha.

Nemibi Luhambo credits:

• Ngokuvamile ngaphansi kokunikezwa isikweletu ibhizinisi esikhathini esifushane (kufika ku iminyaka emithathu). Uma isu yenkampani iwukuba bathole eside inzuzo ingcindezi credit izibopho kuba sikhulu kakhulu.
• Ukwamukela izimali e-credit, inkampani iphoqelekile ukuba inikeze eseduze okulingana lemali oyifunayo.
• izimo Ngezinye izikhathi uboleka uba imfuneko ukuvula i-akhawunti ebhange, engesiyo inzuzo izinkampani njalo.

Futhi imithombo zangaphakathi nezangaphandle ngezimali ibhizinisi Kufanele sisebenzise lokhu okunengqondo kakhulu futhi ezifanele ngoba kuthinta izinga inzuzo ibhizinisi kanye elikhangayo yayo ukuba abatshalizimali.

Yokuqasha: definition, imibandela kanye nezici

Yokuqasha kuyinto eziyinkimbinkimbi ezihlukahlukene libhizinisi okunenzuzo ukuba le umqashisi futhi yisiphi isiqashi, njengoba uvumele ukunweba imingcele umsebenzi wokuqala kanti eyesibili - ukuvuselela amafa engaguquki.

Imigomo izivumelwano zokuqashisa zinombono ovulekile kuka abolekise, njengoba evumela umnikazi webhizinisi ukubala ukubambezeleka kokukhokhwa nokuqalisa iphrojekthi emikhulu ngaphandle utshalomali ezinkulu zezimali.

Yokuqasha akuphazamisi ibhalansi yemali siqu futhi waboleka, okungukuthi, akwephuli isilinganiso esibonisa ngezimali zangaphandle / yangaphakathi wenkampani. Ngenxa yalesi sizathu, lokhu akusho ukuthi ube isithiyo ekutholeni imali-mboleko.

Into ezithakazelisayo wukuthi lapho uthenga imishini ngaphansi imigomo yesivumelwano eqashisa ngamafulethi, inkampani unelungelo ukuba wasibeka phezu balance sheet ngesikhathi sokusebenza idokhumenti. Ngakho, inhloko ithuba ukusindisa on izintela ngenxa amafa enganyuswa.

isiphetho

ngezimali kwangaphandle kanye nezinkampani ngezimali yangaphakathi kuhilela ukusetshenziswa imali yabo noma ukuboleka kusukela ababolekisi, abalingani kanye zimali.

Ukuze impumelelo inkampani kubaluleke kakhulu ekuhambisaneni isilinganiso elilungile zalezi zinhlobo ngezimali, kanye nezindleko enengqondo futhi lokwamukeleka zonke izinsiza.