Nakwentiwa (solvency) ingenye yizinkomba zezomnotho ezibaluleke kakhulu. Kuyinto inhlukanozigaba ukuba inani lemali ezidingekayo ukuze ukuthengwa kwezimpahla ezihlukahlukene namasevisi. Ngamanye amazwi, amandla wokuthenga atjengisa umthengi isilinganiso Ungathenga ethile imali izimpahla namasevisi e-ekhona ezingeni intengo.
Nakwentiwa silinganiso kuyinto lihlela isilinganiso phakathi kwama amayunithi ezimbili noma ngaphezulu imali zezimali ezahlukene, eveza amandla abo ukuthenga maqondana uhlu fixed kwezimpahla namasevisi. Ngokwe-theory, ethile izimali iguqulwe ngezinga lamanje exchange rate ngohlobo ezahlukene emazweni ahlukene emhlabeni Ungathenga okufanayo kwesitsha, uma kungekho imikhawulo omgwaqo kanye nezindleko.
Ngokwesibonelo, uma ohlwini olufanayo lwemikhiqizo kuwufanele ruble 1,000. eRussia futhi $ 70 e-US, i-nakwentiwa silinganiso kwakuyodingeka isilinganiso 1000/70 = 14.29 ruble. $ 1. Lendlela yekubala kumiswa exchange rate kwavunyelwana ekhulwini le-19. Ngokwalesi simiso, ushintsho izinga lokushintshisana kuholela ngoshintsho ngokuzenzekelayo lezimpahla amanani e ingxenye efanayo. Nokho, ngesisekelo nakwentiwa silinganiso imali yangempela izinga kungenziwa kuphela ibalwa okwesikhashana ngoba kulapho kukhona izinto eziningi ezithinta ke.
Nakwentiwa sabantu ibonisa lemali izimpahla namasevisi ikhokhwe ukuthi umthengi isilinganiso uyakwazi ukuthenga izimali etholakalayo ezingeni samanje amanani ezingeni izimali zawo. Le nkomba ngokuqondile okuhlobene inani omholo, okuyinto ke uzimisele futhi uyakwazi ukuchitha on ukuthengwa.
Ukuze sithole izinguquko ekuphakameni kwezwi lezimpahla ukuthi umthengi ungathenga inani elifanayo lemali ngo nyaka maqondana ngonyaka test, usebenzisa nakwentiwa Inkomba. Ibonisa ubudlelwane phakathi inkokhelo okuzisholo futhi wangempela labantu, futhi inkomba ephambene uhlu lezimpahla amanani. Ukuthenga amandla imali = 1 / CPI. Lokhu ifomula ikuvumela ukuba ngokushesha futhi kalula kutholakale izinga nakwentiwa futhi ubonisa ukuthi incike ezingeni inhlalakahle kanye nokuphepha umthengi ngamunye kanye sebebonke.
Lapho nakwentiwa luyanda kakhulu, kuholela deflation, nasesimweni sokungasokwa kukhona kusilela ukuhweba. Kulesi simo, ukuze ulinganisele ukusebenza, abakhiqizi kumele noma ukunyusa ivolumu zokukhiqiza lezimpahla noma ukukhulisa intengo yemikhiqizo.
Lapho nakwentiwa ukuwa, kuholela ukwehla kwamandla emali kanye nomthelela omubi emnothweni njengoba isimo esihlukile, futhi emhlabeni wonke. Esikhathini esizayo, lokhu kuthambekela kungaholela ukwehla kwamandla kazwelonke. Futhi kuba okuzivikela le-US dollar, okuyinto lwemali emhlabeni. Uma lokhu kwenzeka, emnothweni uzohlupheka cishe kuwo wonke amazwe emhlabeni, njengoba cishe zonke izinqubo emkhakheni ezezimali nezomnotho global exhumene nedola laseMelika.